tag:blogger.com,1999:blog-78257331058652732562023-11-16T20:34:34.373+08:00Pre-owned Pampanga Real Estate Properties in Philippines | C F Baluyut Realty Find Affordable yet Quality Homes and Other Pre-owned Real Estate Properties with C. F. Baluyut Realty. Let us help you find your future home! askforzonhttp://www.blogger.com/profile/15026834381526412080noreply@blogger.comBlogger130125tag:blogger.com,1999:blog-7825733105865273256.post-78162625480489815342022-04-19T08:00:00.011+08:002022-04-22T21:14:58.094+08:00War in Ukraine & Russia: Will the Philippine Economy and Real Estate Be Affected with this event?<div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/9KnRsdAxz_Fn0XsuXBwBpeK1jJjRrY-jHZZn4onI1ekaUhGadKdJ_Mptxt-e4ipMPKeA5XCN1iZpCbqRRd0jvfU5SUZnwPv4s8dt7XAqYYQrHaf0Ffj9C9tzMyhYZZuJmCxMi9KNIw=s1920" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1080" data-original-width="1920" height="253" src="https://1.bp.blogspot.com/9KnRsdAxz_Fn0XsuXBwBpeK1jJjRrY-jHZZn4onI1ekaUhGadKdJ_Mptxt-e4ipMPKeA5XCN1iZpCbqRRd0jvfU5SUZnwPv4s8dt7XAqYYQrHaf0Ffj9C9tzMyhYZZuJmCxMi9KNIw=w449-h253" width="449" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><br /></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">Recent news have been flooding the news, our social media feeds etc about this activities happening in Eastern Europe which is happening now in Ukraine against Russian aggression. Although the Philippines is faraway from the possible conflict, there are 342 Overseas Filipino Workers who have left Ukraine and were affected with the conflicts as they flee for their safety to the Philippines or have settled temporarily in other European countries not affected with the conflict.</div><div style="text-align: justify;"><br /></div><span><a name='more'></a></span><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><div><b>Russian Economic ties with European Union</b></div><div><br /></div><div style="text-align: justify;">Russia is a one of the natural gas supplier to the members of the European Union countries, particularly with Germany. If a possible conflict is happen then diplomacy of all the belligerents will be affected in terms of investments and the broken supply chain with these nations. Ukraine and Russia supplies agricultural products to Western Europe, the Middle East and other nations particularly wheat is a staple diet among Europeans. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">The United States of America and other members of North Atlantic Treaty Organization (NATO) have forums discussing their possible action of conducting back channel negotiations or possible swift action against Russia. NATO members have donated tons of military equipment and aid to Ukraine in order to fend the invaders. </div><div style="text-align: justify;"> <br /></div><div style="text-align: justify;">The winds of war have been blowing since Russia's military adventurism by invading South Ossetia and Abkhazia in the country Georgia in 2008 during the Beijing Summer Olympic Games and then separation of ethnic Russian speaking Ukrainians in the Donbas and Crimea located in the Eastern Ukraine in 2014. Russia is feeling threatened by the addition of former iron curtain (Soviet bloc) countries that have joined European Union like Poland, Romania, Lithunia, Latvia and Estonia because of the expansion of the NATO surrounding the Russian Federation. </div><div style="text-align: justify;"> </div><div><b>The Old Ukraine and Russian Historical Connection</b></div><div><br /></div><div style="text-align: justify;">Going back in history, modern Russian language and culture came from Kyiv Rus region where the modern city of Kyiv and capital of Ukraine is. Russians see Ukraine as part of their region sharing the same culture of these Slavic neighbors after their separation from the iron curtain as it became an independent nation post-Union of Soviet Socialist Republics (USSR) in 1991. Putin's view of reviving the old empire with the intention of annexing the whole country has been seen all over the news with the attempts of capturing the capital town of Kyiv.<br /></div><div style="text-align: justify;"><br /></div><div><b>Is Philippine Real Estate Affected with the War in Ukraine and Russia?</b></div><div><br /></div><div style="text-align: justify;">Yes, the current conflict in Eastern Europe have a big dent not only to the Philippine economy but the whole world as the two countries are suppliers of agricultural products. Ukraine is the top supplier of sunflower oil and flour followed by Russia and then Turkey as major supplier of flour in the whole world. On the other hand, Russia is the number producer also of fertilizer for agricultural purposes.<br /></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">As expected, <a href="https://www.doe.gov.ph/oil-monitor/oil-monitor-22-march-2022" rel="nofollow" target="_blank">petroleum products</a> have risen in the past few weeks in the Philippines as prices of commodities from foods, transportation and other cost have risen. Russia is among the top suppliers of natural gas This in turn causes interconnected disruption in supply chain and logistical problems including the world's factory inside China. Prices of construction materials have risen starting in 2021 with that <a href="https://mb.com.ph/2022/03/25/housing-property-prices-up-5-in-2021-bsp/" rel="nofollow" target="_blank">residential real estate prices started to rise up to 5% </a>as mentioned in a Bangko Sentral ng Pilipinas (BSP) report. <br /></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">In the past few weeks, some of the <a href="https://www.cfbaluyutrealty.com/p/resale-properties.html" target="_blank">listings </a>we have had appreciated in value particularly land (raw land, agricultural and others) because of the speculative mindset of the owners who wish to dispose asset property for other use and purpose by would be buyers.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><h3 class="ng-binding" style="padding-bottom: 8px;"><span style="font-family: inherit;"><span><span style="font-size: small;"><b><i><b style="background-color: white;"><span>About the Writer</span></b><br /><br /></i></b></span></span></span></h3><div class="separator" style="clear: both; text-align: center;"><span style="font-family: inherit;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqcIT_Ii-iuINnguLXXpT-MAJQl_oEvjz0rFugIiV8r8t6x-dEWkRa7eDDmrjKFv27W0RiWqHo-JwfWsZuzhFMNMDrBDAfuk_ct1LwIe3tzv8VuRxPXNxwzU8WUlrdyXyJBCj85eL8J48o/s1600/bfbaluyut.jpg" style="clear: left; color: #888888; float: left; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="720" data-original-width="872" height="159" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqcIT_Ii-iuINnguLXXpT-MAJQl_oEvjz0rFugIiV8r8t6x-dEWkRa7eDDmrjKFv27W0RiWqHo-JwfWsZuzhFMNMDrBDAfuk_ct1LwIe3tzv8VuRxPXNxwzU8WUlrdyXyJBCj85eL8J48o/w191-h159/bfbaluyut.jpg" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; border: 1px solid rgb(238, 238, 238); box-shadow: rgba(0, 0, 0, 0.1) 1px 1px 5px; padding: 5px; position: relative;" width="191" /></a></span></div><div><span style="font-family: inherit;"><span style="background-color: white; color: blue;"> <a href="https://ph.linkedin.com/in/bfbaluyut" target="_blank">CRB Benedict Baluyut</a></span><span style="background-color: white;"> is a professional real estate broker, real estate appraiser and associate of C. F. Baluyut Realty. He is currently the Vice President for External Affairs, Real Estate Brokers Association of the Philippines, Inc. (REBAP) - Pampanga Chapter. You can get in touch with him at </span><span style="background-color: white;"><a href="https://www.cfbaluyutrealty.com/p/home.html">h</a><a href="https://www.cfbaluyutrealty.com/p/home.html">ttps://www.cfbaluyutrealty.com</a></span><span style="background-color: white;">.</span></span></div><div></div><span><div><br /></div></span><span><br /><br /></span><h3 class="ng-binding" style="padding-bottom: 8px;"><span style="font-size: x-small;"> </span></h3></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">Other Related Articles</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><div style="background-color: white; font-family: "Trebuchet MS", Trebuchet, Verdana, sans-serif; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal; margin: 0.75em 0px 0px; position: relative; text-align: left;"><span style="font-size: x-small;"><a href="https://www.cfbaluyutrealty.com/2021/04/inside-real-estate-condo-or-house.html" target="_blank">Inside Real Estate: Condo or House Pasalo Phenomenon</a></span></div><div style="background-color: white; font-family: "Trebuchet MS", Trebuchet, Verdana, sans-serif; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal; margin: 0.75em 0px 0px; position: relative; text-align: left;"><a href="https://www.cfbaluyutrealty.com/2021/03/the-income-approach-in-valuation-of.html" style="font-size: small;" target="_blank">The Income Approach In The Valuation of Real Estate Properties</a></div></div><div style="text-align: justify;"></div><div><br /></div><div><br /></div>Copyright 2004 - 2022 C. F. Baluyut Realty | Real Estate in Pampanga, Philippines. All Rights Reserved.askforzonhttp://www.blogger.com/profile/15026834381526412080noreply@blogger.comtag:blogger.com,1999:blog-7825733105865273256.post-10941080812723551122022-01-02T00:00:00.004+08:002022-01-02T21:48:43.019+08:00A Seasons Greeting of Hope and Optimism to All for 2022 and Beyond!<div style="text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/avH1PkqOZmEQSjBd0bHtafWabmDTG7H8Mf1Yl6gyP1SMmiO3tbaKn8y7BXoM-Zf8Y5Ux7cZv_Q4PC07SmXG0RxqW6sHr8b2qKsXBpIl0a0nZDPElIhOUQ9ocXU7J8PseqbALVv2Gew=s1748" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1240" data-original-width="1748" height="313" src="https://1.bp.blogspot.com/avH1PkqOZmEQSjBd0bHtafWabmDTG7H8Mf1Yl6gyP1SMmiO3tbaKn8y7BXoM-Zf8Y5Ux7cZv_Q4PC07SmXG0RxqW6sHr8b2qKsXBpIl0a0nZDPElIhOUQ9ocXU7J8PseqbALVv2Gew=w441-h313" width="441" /></a></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">2021 was tough yet challenging year to survive amidst the pandemic that raises concern on the economic growth of this nation and the entire world with global recession. Real estate has been widely affected in the previous months but still investors remain optimistic on the rebound and the rebuilding of what we have lost over the past 20 months post March 2020 when the entire world shuts down.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">We at C. F. Baluyut Realty have firm belief that we will still bounce back from this endeavor and return to a "new normalcy" over the coming months ahead as we charter to the unknowns of 2022 and beyond. We hope and pray from our almighty God in guiding us to right path and making clear and wiser decisions in this new year. As we look forward in giving a better real estate services to our prospective clients. </div><div style="text-align: justify;"><br /></div><div><br /></div><div><br /></div>Copyright 2004 - 2022 C. F. Baluyut Realty | Real Estate in Pampanga, Philippines. All Rights Reserved.Benhttp://www.blogger.com/profile/17166171156574167917noreply@blogger.comtag:blogger.com,1999:blog-7825733105865273256.post-57197000993027579132021-10-08T08:00:00.009+08:002022-03-26T18:34:03.997+08:00Real Estate Documentation Process in times of New Normal<div style="text-align: justify;"><a href="https://1.bp.blogspot.com/S0my9eRG_BMBXf36gb9IKt0S8u9CHzs253phW5IEkxPm46-58ydOTVKynebcbao3ol41ZRTJHPqjktDhkpvWYcrlx-W7Vk3KGmYlXdpMEWaFqxDv3I6-iFp6kw6bfQW-N5TOBMfWHw=s640" style="clear: right; float: right; font-family: "Times New Roman"; margin-bottom: 1em; margin-left: 1em; text-align: center;"><img border="0" data-original-height="480" data-original-width="640" height="322" src="https://1.bp.blogspot.com/S0my9eRG_BMBXf36gb9IKt0S8u9CHzs253phW5IEkxPm46-58ydOTVKynebcbao3ol41ZRTJHPqjktDhkpvWYcrlx-W7Vk3KGmYlXdpMEWaFqxDv3I6-iFp6kw6bfQW-N5TOBMfWHw=w428-h322" width="428" /></a><span style="font-family: georgia;"></span></div><div style="text-align: justify;"><span style="font-family: georgia;"><br /></span></div><div style="text-align: justify;"><span style="font-family: georgia;">It has been 19 months since the shutdown of our economy with almost 3 million Filipinos were infected with almost 2.5 million recovered while almost 39,000 were casualties as of this writing. The Philippine economy is still sluggish and slightly opening up the market but slowly recovering. The market is experiencing resistance from external forces such as world economic downturns from the pandemic, demand for oil for production by China and many others. Recently, Chinese economy was affected with the collapse of Evergrande. This incident does not affect the Philippine market as Evergrande it has no links or affiliates in Philippine real estate. <span><a name='more'></a></span></span></div><div><div style="background-color: white; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal; margin: 0.75em 0px 0px; position: relative; text-align: justify;"><span style="font-family: georgia;"><a href="https://www.cfbaluyutrealty.com/2021/03/buying-real-estate-amidst-covid-19.html" style="color: #33aaff; text-decoration-line: none;">Buying Real Estate Amidst COVID-19 Pandemic in the Philippines</a><span style="color: #666666;"> </span>has been in demand with majority of Filipinos who were slightly or not affected with the pandemic are taking advantage with available opportunities in this sector. With the majority of the markets are selling or disposing off their properties. Reason for the selling of the property may vary but most owners or seller, real estate brokers and agents will say that they (owners /sellers) just need funds for possible emergency purposes. <a href="https://www.cfbaluyutrealty.com/2019/11/fundamentals-of-real-estate-ownership.html" target="_blank">Real estate ownership</a> is see a personal fulfillment with possibly building a homestead or possibly to sell off in a buy, hold and later sell.</span></div><div style="background-color: white; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal; margin: 0.75em 0px 0px; position: relative; text-align: justify;"><span style="font-family: georgia;">Real estate is an not a liquid asset and it is hard to sell it off unlike stocks, bond and cryptocurrency which are easy to exchange into cash. Changes and adjustments have happened for the past few months with slow movements in the documentation process with number of factors happening particularly with the infection rate of COVID 19 Delta variant which are listed below: </span></div><div style="background-color: white; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal; margin: 0.75em 0px 0px; position: relative; text-align: justify;"><span style="font-family: georgia;">1. Office operations have become limited;</span></div><div style="background-color: white; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal; margin: 0.75em 0px 0px; position: relative; text-align: justify;"><span style="font-family: georgia;">2. Working from home or in skeletal workforce and with sudden temporary closure of offices because of infection from an employee/s or because of granular lockdowns imposed by Inter-Agency Task Force against Emerging Infections (IATF);</span></div><div style="background-color: white; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal; margin: 0.75em 0px 0px; position: relative; text-align: justify;"><span style="font-family: georgia;">3. With lesser work force, staff on offices have delayed operations attributed to this pandemic.</span></div><div style="background-color: white; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal; margin: 0.75em 0px 0px; position: relative; text-align: justify;"><span style="font-family: georgia;">Nowadays, people should learn to adapt with this "new normal" amidst this crisis and make eventual adjustments particularly in dealing with government offices. In our experience as real estate documentation professional we recommend that at least three (3) months to fulfill the processing of such documents from <a href="https://www.cfbaluyutrealty.com/2020/12/e-titles-or-c-titles-computerization-of.html" target="_blank">Transfer of ownership</a>, <a href="https://www.cfbaluyutrealty.com/2019/09/why-you-should-avail-tax-amnesty-now.html" target="_blank">availment of tax amnesty of Extrajudicial settlement of estates</a> and others. </span></div><div style="background-color: white; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0.75em 0px 0px; position: relative; text-align: justify;"><span style="font-family: georgia;">It is very hard to give a client a 100% satisfaction at this trying times and we made that there is little or preferably <b>NO RED TAPE</b> among the government offices involved in processing one's real estate documents. </span></div><div style="background-color: white; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal; margin: 0.75em 0px 0px; position: relative; text-align: justify;"><span style="font-family: georgia;">To our possible and valued clients, please bear with us the current situation of this new normal that we value our safety and yours as well in giving you an excellent and professional real estate services in return.</span></div><h3 class="ng-binding" style="padding-bottom: 8px;"><span style="font-family: inherit;"><span><span style="font-size: small;"><b><i><b style="background-color: white;"><span><br /></span></b></i></b></span></span></span></h3><h3 class="ng-binding" style="padding-bottom: 8px;"><span style="font-family: inherit;"><span><span style="font-size: small;"><b><i><b style="background-color: white;"><span>About the Writer</span></b><br /><br /></i></b></span></span></span></h3><div class="separator" style="clear: both; text-align: center;"><span style="font-family: inherit;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqcIT_Ii-iuINnguLXXpT-MAJQl_oEvjz0rFugIiV8r8t6x-dEWkRa7eDDmrjKFv27W0RiWqHo-JwfWsZuzhFMNMDrBDAfuk_ct1LwIe3tzv8VuRxPXNxwzU8WUlrdyXyJBCj85eL8J48o/s1600/bfbaluyut.jpg" style="clear: left; color: #888888; float: left; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="720" data-original-width="872" height="159" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqcIT_Ii-iuINnguLXXpT-MAJQl_oEvjz0rFugIiV8r8t6x-dEWkRa7eDDmrjKFv27W0RiWqHo-JwfWsZuzhFMNMDrBDAfuk_ct1LwIe3tzv8VuRxPXNxwzU8WUlrdyXyJBCj85eL8J48o/w191-h159/bfbaluyut.jpg" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; border: 1px solid rgb(238, 238, 238); box-shadow: rgba(0, 0, 0, 0.1) 1px 1px 5px; padding: 5px; position: relative;" width="191" /></a></span></div><div style="text-align: justify;"><span style="font-family: inherit;"><span style="background-color: white; color: blue;"> <a href="https://ph.linkedin.com/in/bfbaluyut" target="_blank">CRB Benedict Baluyut</a></span><span style="background-color: white;"> is a professional real estate broker, real estate appraiser and associate of C. F. Baluyut Realty. He is currently the Vice President for External Affairs, Real Estate Brokers Association of the Philippines, Inc. (REBAP) - Pampanga Chapter. You can get in touch with him at </span><span style="background-color: white;"><a href="https://www.cfbaluyutrealty.com/p/home.html">h</a><a href="https://www.cfbaluyutrealty.com/p/home.html">ttps://www.cfbaluyutrealty.com</a></span><span style="background-color: white;">.</span></span></div><div style="text-align: justify;"></div><span><div style="text-align: justify;"><br /></div></span><span><br /><br /></span><h3 class="ng-binding" style="padding-bottom: 8px;"><span style="font-size: x-small;"> </span></h3><p><br /></p><p>Other Related Articles:</p><div class="post-title entry-title" itemprop="name"><span style="font-size: small;"><span><a href="https://www.cfbaluyutrealty.com/2020/11/inside-real-estate-what-are-expenses-in.html#more" target="_blank">Inside Real Estate: What Are The Expenses In Your Real Estate Transaction?</a></span><span><span> </span></span></span></div><div class="post-title entry-title" itemprop="name"><span style="font-size: small;"><a href="https://www.cfbaluyutrealty.com/2020/05/review-of-republic-act-no-7279-why-you.html" target="_blank"><span>Case Study of Socialized Housing Properties: Can You Sell Your Property Or Not?</span></a></span></div><div style="background-color: white; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal; margin: 0.75em 0px 0px; position: relative; text-align: left;"><span style="font-family: georgia;"><a href="https://www.cfbaluyutrealty.com/2020/05/inside-real-estate-on-buying-your-first.html" style="background-color: transparent;">INSIDE REAL ESTATE: On Buying Your First Home</a> </span></div></div><div style="background-color: white; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal; margin: 0.75em 0px 0px; position: relative; text-align: left;"><span style="font-family: georgia;"><br /></span></div><div style="background-color: white; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: normal; line-height: normal; margin: 0.75em 0px 0px; position: relative; text-align: left;"><span style="font-family: georgia;"><br /></span></div><div><br /></div>Copyright 2004 - 2021 C. F. Baluyut Realty | Real Estate in Pampanga, Philippines. All Rights Reserved.askforzonhttp://www.blogger.com/profile/15026834381526412080noreply@blogger.comtag:blogger.com,1999:blog-7825733105865273256.post-64244234557217687272021-04-26T08:00:00.011+08:002021-05-16T09:16:35.974+08:00Inside Real Estate: The Rise, Fall and Redemption of the Xevera Communities in Pampanga <div style="text-align: center;"><a href="https://1.bp.blogspot.com/HkdMvlbvD8hEolA6qh_DleL8XKQ-ffM1VRQSTAeP1udwioZcsTQNdyFKUUIyGvQj2S0kQ8IIGDwG5oGdu7EA6U67fDe_Bf6JeM3LiKiA9qnl-kwgKClKOJkFSCXjO5FCqlqVAA-D3A=s1920" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1080" data-original-width="1920" height="279" src="https://1.bp.blogspot.com/HkdMvlbvD8hEolA6qh_DleL8XKQ-ffM1VRQSTAeP1udwioZcsTQNdyFKUUIyGvQj2S0kQ8IIGDwG5oGdu7EA6U67fDe_Bf6JeM3LiKiA9qnl-kwgKClKOJkFSCXjO5FCqlqVAA-D3A=w496-h279" width="496" /> </a></div><div style="text-align: center;"> </div><div style="text-align: center;"><div style="text-align: justify;">It
has been a year since the distribution of the transfer certificate of
titles of the unit owners who have completed their payments previously
and are currently residing in the two Xevera subdivisions in Bacolor and
Mabalacat City and the Sameera Subdivision in Angeles City. In the past
decade, Globe Asiatique Realty Holdings Corporation under the
leadership of their then president and CEO, Delfin Lee. Globe Asiatique
Realty Holdings, Inc. (GA) was the one of the leading real estate
development firms in Pampanga and other parts of the country.</div><span><a name='more'></a></span><div style="text-align: justify;"><i><b> </b></i></div><div style="text-align: justify;"><i><b>Allegation of Fraud and Scandal</b></i><br /></div></div><div style="text-align: center;"><p style="text-align: justify;">Globe
Asiatique Realty Holdings Corporation or "GA" was allegedly plagued
with intrigue and the company was accused of deceit and unfair
trade practice in sale of the properties in which Home Development
Mutual
Fund (HMDF) or most commonly as Pag-IBIG was defrauded of worth P 7
billion pesos using existing Pag-Ibig members who were coerced to loan a
property that they did not intend to purchase a property from 2008 to
2010 but were given compensation for the use of their accounts for
alleged fraudulent schemes. Mr. Delfin denied allegations of wrongdoing
of him and his company after complaints were received from government
agencies particularly Home Mutual Development Fund (Pag-IBIG Fund) and
with then former chairman of Housing and Urban Development Coordinating
Council Chairman (HUDCC), former Vice President Jejomar Binay in 2014.<br /></p><p style="text-align: justify;"><i><b>Transfer and Acquisition of the Real Estate Properties to RGV Group of Companies<br /></b></i></p><p style="text-align: justify;">In
March 2020, Mr. Delfin Lee of Globe Asiatique Realty Holdings
Corporation have formally turned over the remaining saleable units of
the Xevera
Subdivision projects in Bacolor and Mabalacat City Pampanga including
Sameera Subdivision in Angeles City to RGV Group of Companies, headed by
former representative,
Rodolfo Valencia of Oriental Mindoro. Mr. Valencia is a successful
businessman and a former politician in his home province of Oriental
Mindoro. The said event marked a PhP 2.2 Billion deal between Home
Mutual
Development Fund (Pag-Ibig), Globe Asiatique Realty & Development
Corporation and Xevera Westchester Realty Corporation (RGV Group of
Companies) in a simple ceremony. </p><p style="text-align: justify;">The
event also involves the turnover of transfer certificate of titles to
homeowners who have resided and have fully paid their previous obligations where formally distributed last October 2020. <br /></p><div style="text-align: justify;"><b><i>Conclusion </i></b><br /></div><p style="text-align: justify;">With
the transition of ownership from Globe Asiatique Realty Holdings to RGV
Group of Companies, Rodolfo Valencia's group will infuse more than P
2.4 billion capital on the existing projects and developments of Xevera
Communities in Bacolor, Pampanga and Mabalacat City including Sameera
Angeles City that have been thriving in sales of its affordable pricing
homes payable through Home Development Mutual Fund with its
revitalization and repairs of the abandoned and neglected units by
previous owners being rehabilitated into refurbished and almost new
units being sold in the market by Westchester Xevera Realty Corporation,
one of RGV company's real estate marketing arm. </p><p style="text-align: justify;">GA
Skysuites Tower which was later acquired by Double Dragon Properties
and simply turned into The Skysuites Tower, a 38 story mixed used
residential and commercial high rise building in EDSA corner Quezon
Avenue, Quezon City. Other properties such as "The Enclave", a high-end
residential subdivision that introduced horizontal housing units with
condominium certificate of title for foreign buyers which particularly
targeted Koreans and Europeans located also in Angeles City was highly
successful in their marketing and felt little effect from the scandal of
greater magnitude. Most of the remaining units were foreclosed by
different banks and were auctioned off. <br /></p><p style="text-align: justify;">At present, Mr. Lee has remained free for over 3 years now. He was eventually released from the custody of Pampanga
Provincial Jail in 27th of September 2018 after the Supreme Court downgraded
his case from syndicated estafa to simple estafa and had served time
for the crime he had committed. He mentioned in his last interview that
he had learned a lot from his experience during his imprisonment
that made a great impact on his personal life's disposition today. <br /></p><p style="text-align: justify;">Sources:<span style="color: black;"><span style="font-size: x-small;"> <br /></span></span></p></div><div style="text-align: left;">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><span style="color: black; font-family: "Times New Roman","serif"; font-size: 10pt; mso-fareast-font-family: "Times New Roman";"><a href="https://www.pna.gov.ph/articles/1095294" rel="nofollow" target="_blank"><span style="color: blue; mso-bidi-font-size: 11.0pt;">Realty firm takes over 3 neglected housing projects in Pampanga</span></a></span><span style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-fareast-font-family: "Times New Roman";"></span></p>
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><b><span style="font-family: "Times New Roman","serif"; font-size: 10pt; mso-fareast-font-family: "Times New Roman";"><a href="https://newsinfo.inquirer.net/1016456/what-went-before-globe-asiatique-housing-scam" rel="nofollow" target="_blank"><span style="color: blue; font-weight: normal; mso-bidi-font-size: 11.0pt;">What Went
Before: Globe Asiatique housing scam</span></a></span></b><span style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-fareast-font-family: "Times New Roman";"></span></p>
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><span style="font-family: "Times New Roman","serif"; font-size: 10pt; mso-fareast-font-family: "Times New Roman";"> <a href="https://www.rappler.com/newsbreak/in-depth/how-sc-chief-justice-applicants-voted-delfin-lee-scam" rel="nofollow" target="_blank"><span style="color: blue; mso-bidi-font-size: 11.0pt;">#CJSearch: How chief justice applicants voted on P7-B Delfin Lee
scam</span></a> </span><span style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-fareast-font-family: "Times New Roman";"></span></p>
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><span style="font-family: "Times New Roman","serif"; font-size: 10pt; mso-fareast-font-family: "Times New Roman";"><a href="https://newsinfo.inquirer.net/1016458/sc-downgrades-estafa-case-vs-delfin-lee-allows-bail" rel="nofollow" target="_blank"><span style="color: blue; mso-bidi-font-size: 11.0pt;">SC downgrades charges vs Delfin
Lee to simple estafa</span></a></span><span style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-fareast-font-family: "Times New Roman";"></span></p>
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><span style="font-family: "Times New Roman","serif"; font-size: 10pt; mso-fareast-font-family: "Times New Roman";"><a href="https://hudcc.gov.ph/pr031214" rel="nofollow" target="_blank"><span style="color: blue; mso-bidi-font-size: 11.0pt;">VP Binay says Delfin Lee Should
Only Blame Himself </span></a></span><span style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-fareast-font-family: "Times New Roman";"></span></p>
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><span style="font-family: "Times New Roman","serif"; font-size: 10pt; mso-fareast-font-family: "Times New Roman";"><a href="https://www.philstar.com/nation/2013/04/05/926972/court-issues-hdo-vs-delfin-lee-4-others" rel="nofollow" target="_blank"><span style="color: blue; mso-bidi-font-size: 11.0pt;">PAMPANGA COURT ISSUES HDO VS
DELFIN LEE, CO-ACCUSED (Posted: April 4, 2013)</span></a></span><span style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-fareast-font-family: "Times New Roman";"></span></p>
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><span style="font-family: "Times New Roman","serif"; font-size: 10pt; mso-fareast-font-family: "Times New Roman";"><a href="https://rgv-group.com/founder" rel="nofollow" target="_blank"><span style="color: blue; mso-bidi-font-size: 11.0pt;">Profile of Mr. Rodolfo G. Valencia
- RGV Group of Companies</span></a></span><span style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-fareast-font-family: "Times New Roman";"></span></p>
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><span style="font-family: "Times New Roman","serif"; font-size: 10pt; mso-fareast-font-family: "Times New Roman";"><a href="http://delfinlee.com/307-about-delfin-lee" rel="nofollow" target="_blank"><span style="color: blue; mso-bidi-font-size: 11.0pt;">Delfin Lee Biography</span></a> </span><span style="font-family: "Times New Roman","serif"; font-size: 12pt; mso-fareast-font-family: "Times New Roman";"></span></p>
<p class="MsoNormal"><a href="https://www.lawphil.net/judjuris/juri2018/jul2018/gr_205698_2018.html" rel="nofollow" target="_blank"><span style="font-family: "Times New Roman","serif"; font-size: 7.5pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";"><b><span style="color: blue; line-height: 115%; mso-bidi-font-size: 11.0pt;">G</span></b><span style="color: blue; line-height: 115%; mso-bidi-font-size: 11.0pt;">.R. No. 205698: HOME DEVELOPMENT MUTUAL
FUND.. </span></span></a></p>
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<span style="font-family: inherit;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqcIT_Ii-iuINnguLXXpT-MAJQl_oEvjz0rFugIiV8r8t6x-dEWkRa7eDDmrjKFv27W0RiWqHo-JwfWsZuzhFMNMDrBDAfuk_ct1LwIe3tzv8VuRxPXNxwzU8WUlrdyXyJBCj85eL8J48o/s1600/bfbaluyut.jpg" style="background-color: transparent; clear: left; color: #888888; float: left; margin-bottom: 1em; margin-left: 1em; text-align: center;"><img border="0" data-original-height="720" data-original-width="872" height="165" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqcIT_Ii-iuINnguLXXpT-MAJQl_oEvjz0rFugIiV8r8t6x-dEWkRa7eDDmrjKFv27W0RiWqHo-JwfWsZuzhFMNMDrBDAfuk_ct1LwIe3tzv8VuRxPXNxwzU8WUlrdyXyJBCj85eL8J48o/s200/bfbaluyut.jpg" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; border: 1px solid rgb(238, 238, 238); box-shadow: rgba(0, 0, 0, 0.1) 1px 1px 5px; padding: 5px; position: relative;" width="200" /></a></span></div>
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<span style="background-color: white; color: blue; text-align: justify;"> <a href="https://ph.linkedin.com/in/bfbaluyut" style="background-color: white; text-align: justify;" target="_blank">CRB Benedict Baluyut</a></span><span style="background-color: white; text-align: justify;"> is
a professional real estate broker, real estate appraiser and associate
of C. F. Baluyut Realty. He is currently the Vice President for External
Affairs, Real Estate Brokers Association of the Philippines, Inc.
(REBAP) - Pampanga Chapter. You can get in touch with him at </span><span style="background-color: white; text-align: justify;"><a href="https://www.cfbaluyutrealty.com/p/home.html">h</a><a href="https://www.cfbaluyutrealty.com/p/home.html">ttps://www.cfbaluyutrealty.com</a></span><span style="background-color: white; text-align: justify;">.</span></span></div>
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<span style="font-family: inherit;"><br /></span> <p> </p><p style="text-align: left;"> </p><p style="text-align: left;"> </p><p style="text-align: left;">Other related articles:</p><ul style="text-align: left;"><li><span style="color: black;"><a href="https://www.cfbaluyutrealty.com/2020/12/e-titles-or-c-titles-computerization-of.html" target="_blank"><span style="font-size: x-small;">E-Titles or C-Titles: Computerization of Transfer Certificate of Titles - Land Registration Administration Project</span></a></span></li><li><h3 class="post-title entry-title" itemprop="name"><span style="font-size: x-small;"><a href="https://www.cfbaluyutrealty.com/2020/11/la-aldea-fernandina-ii-presents-blue.html" target="_blank"><span style="font-weight: normal;"><span style="color: black;">La Aldea Fernandina II Presents - The Blue Series</span> </span></a></span></h3></li><li><h3 class="post-title entry-title" itemprop="name"><span style="color: black;"><a href="https://www.cfbaluyutrealty.com/2020/11/inside-real-estate-what-are-expenses-in.html" target="_blank"><span style="font-size: x-small;"><span style="font-weight: normal;">I<span style="color: black;">nside Real Estate: What Are The Expenses In Your Real Estate Transactions</span></span></span></a></span></h3></li></ul><p> </p> </div>Benhttp://www.blogger.com/profile/17166171156574167917noreply@blogger.comtag:blogger.com,1999:blog-7825733105865273256.post-51564083713853901182021-04-12T08:00:00.001+08:002021-04-12T08:00:00.197+08:00Inside Real Estate: Condo or House Pasalo Phenomenon<p style="text-align: justify;"><i><b> Have Condo or House Pasalo ring a bell to your ears?</b></i></p><p style="text-align: justify;">It has been a recent phenomenon for investors in the past year since we went to a standstill a year ago, those initial investor who wish to immediately divest their real estate properties particularly residential condominiums, townhouses and homes in National Capital Region (Metro Manila) and elsewhere in the Philippines. In this topic, we will focus more on residential condominium which played a significant number of cases for assume balance. A condo unit's assumption of balance (known as Condo Pasalo) from banks or other financial institutions where unit owners are currently struggling to keep up their payments of this supposed income producing investments as they became white elephants when the pandemic hit the country. The real estate sector almost near rock bottom where the residential condominium segments were the hardest hit at - 15% drop with residential leasing for condo significantly drop because of many factors but there were definite increase in sales on residential properties outside of NCR and the townhouses in the city. </p><p style="text-align: justify;"><i><b><span></span></b></i></p><a name='more'></a><i><b>Philippine Property Bubble? <br /></b></i><p></p><p style="text-align: justify;">In the leasing sector for residential properties, it seems there was an artificial increase on the leasing or rental particular in the housing and office sector at high density locations such as Makati City, Bonifacio Global City in Taguig City, Mall of Asia in Pasay City and Paranaque City because of the previous influx of mainland Chinese who are working with <a href="POGOs: Why are they here in the Philippines (Part 1)? " target="_blank">POGOs companies</a> then followed by the growth and expansion of some of Information Technology - Business Process Outsourcing (IT-BPOs) companies run by multi-national corporations operating in the country and employing our very own Filipino workers with skills and talents in the service accounts particularly in the North America, Europe, Australia and other countries. <i><b><br /></b></i></p><p style="text-align: justify;"><i><b>Selling at a lost?</b></i></p><p style="text-align: justify;">As the prices of resale condominiums continuing the go down, the tendency of the unit owners is to sell it at a loss in order to recover the down payment or equity used in the acquisition of the property or a little profit for the seller / owner to pay the necessary expenses, taxes and others. This is in fact, would be further fulfilled with the assumption of balance by signing between the two parties with the current mortgagor. </p><p style="text-align: justify;"><i><b>Rents go Down? </b></i></p><p style="text-align: justify;">In recent reports, rent on residential condominiums have recently normalized on pre-pandemic periods but in the fourth quarter report from Colliers Philippines mentioned that the average price of rent per square meter is around P 710.00 per sq.m. One of this factor reflect that it went down from -4.5% from previous 2019 at 6.9 %. There is a possible increase between 2021 to 2023 of 1.5%, averaging around P 741.00 which based on their prediction. In reality, some figures might be lower than the recent report because of this current pandemic affected Filipinos of all walks of life and unlikely that unit owners could have reduced their rents for humanitarian reasons of their lessee. <br /></p><p style="text-align: justify;"><b><i>Possible High Foreclosure rates</i></b></p><p style="text-align: justify;">Recently, the banking sector has been stringent in letting possible home owners to lend from them with the economy on a very slow movement that went into a negative drop of 15 % in the recent 2020 press release stated previously. With these developments, banks are sometimes unwelcoming in order to lessen their exposure on debts and other factors with the rising unemployment and possible economic downturn. But still, banks remain optimistic and aggressive in looking for clients who have high net worth and can afford to get a home loan for acquisition or improvement. <b> <br /></b></p><p style="text-align: justify;"><i><b>Opportunities abound to Risk Takers</b></i></p><p style="text-align: justify;">Investing in residential condominium is not for those with faint-heart on investing in possible high yielding investment. An investor must be studious, cautious and do his due diligence in venturing in such endeavor as it requires a lot of money, sweat and tears to fulfill one's dream of owning a real estate not just for one's own use but for possible passive income generator in one's cash flow. For first timers, <a href="https://www.cfbaluyutrealty.com/2020/03/dabbling-into-real-estate-introduction.html" target="_blank">dabbling into real estate</a> is just one of the opportunity that a person can do in developing one's potential for financial freedom in the future. <br /></p><p>Source:</p><p style="text-align: justify;"><span style="font-size: x-small;"><span id="DeltaPlaceHolderMain"></span></span></p><div class="ng-binding" style="padding-bottom: 8px; text-align: left;"><span style="font-size: x-small;">Residential Real Estate Prices Decline in Q3 2020 <a href="https://bit.ly/3fg4iBD" rel="nofollow" target="_blank">https://bit.ly/3fg4iBD</a></span><span style="font-size: x-small;"> </span></div><div class="ng-binding" style="padding-bottom: 8px; text-align: left;"><span style="font-size: x-small;">Colliers Quarterly | Property Market Report | Q4 2020 | Philippines <a href="https://www.colliers.com/en-ph/research/colliers-quarterly-property-market-report-q4-2020-philippines" rel="nofollow" target="_blank">https://bit.ly/31DGCir</a><br /></span></div><h3 class="ng-binding" style="padding-bottom: 8px;"><span style="font-family: inherit;"><span><span style="font-size: small;"><b><i><b style="background-color: white;"><span>About the Writer</span></b><br />
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<span style="font-family: inherit;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqcIT_Ii-iuINnguLXXpT-MAJQl_oEvjz0rFugIiV8r8t6x-dEWkRa7eDDmrjKFv27W0RiWqHo-JwfWsZuzhFMNMDrBDAfuk_ct1LwIe3tzv8VuRxPXNxwzU8WUlrdyXyJBCj85eL8J48o/s1600/bfbaluyut.jpg" style="background-color: transparent; clear: left; color: #888888; float: left; margin-bottom: 1em; margin-left: 1em; text-align: center;"><img border="0" data-original-height="720" data-original-width="872" height="165" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqcIT_Ii-iuINnguLXXpT-MAJQl_oEvjz0rFugIiV8r8t6x-dEWkRa7eDDmrjKFv27W0RiWqHo-JwfWsZuzhFMNMDrBDAfuk_ct1LwIe3tzv8VuRxPXNxwzU8WUlrdyXyJBCj85eL8J48o/s200/bfbaluyut.jpg" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; border: 1px solid rgb(238, 238, 238); box-shadow: rgba(0, 0, 0, 0.1) 1px 1px 5px; padding: 5px; position: relative;" width="200" /></a></span></div>
<div style="text-align: justify;"><span style="font-family: inherit;">
<span style="background-color: white; color: blue; text-align: justify;"> <a href="https://ph.linkedin.com/in/bfbaluyut" style="background-color: white; text-align: justify;" target="_blank">CRB Benedict Baluyut</a></span><span style="background-color: white; text-align: justify;"> is
a professional real estate broker, real estate appraiser and associate
of C. F. Baluyut Realty. He is currently the Vice President for External
Affairs, Real Estate Brokers Association of the Philippines, Inc.
(REBAP) - Pampanga Chapter. You can get in touch with him at </span><span style="background-color: white; text-align: justify;"><a href="https://www.cfbaluyutrealty.com/p/home.html">h</a><a href="https://www.cfbaluyutrealty.com/p/home.html">ttps://www.cfbaluyutrealty.com</a></span><span style="background-color: white; text-align: justify;">.</span></span></div>
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<span style="font-family: inherit;"><br /><br /></span><h3 class="ng-binding" style="padding-bottom: 8px;"><span style="font-size: x-small;"> </span></h3><p>Other Related Articles:</p><div class="post-title entry-title" itemprop="name" style="text-align: left;"><span style="font-size: small;"><span><a href="https://www.cfbaluyutrealty.com/2020/11/inside-real-estate-what-are-expenses-in.html#more" target="_blank">Inside Real Estate: What Are The Expenses In Your Real Estate Transaction?</a></span><span><span style="font-weight: normal;"> </span></span></span></div><div class="post-title entry-title" itemprop="name" style="text-align: left;"><span style="font-size: small;"><a href="https://www.cfbaluyutrealty.com/2020/05/review-of-republic-act-no-7279-why-you.html" target="_blank"><span><span style="font-weight: normal;">Case Study of Socialized Housing Properties: Can You Sell Your Property Or Not?</span></span></a></span></div><div class="post-title entry-title" itemprop="name" style="text-align: left;"><span style="font-size: small;"><span><a href="https://www.cfbaluyutrealty.com/2020/05/inside-real-estate-on-buying-your-first.html">INSIDE REAL ESTATE: On Buying Your First Home</a></span></span></div><div class="post-title entry-title" itemprop="name" style="text-align: left;"><span style="font-size: small;"><span> </span></span></div><p>Copyright 2004 - 2021 C. F. Baluyut Realty | Real Estate in Pampanga, Philippines. All Rights Reserved.</p>Benhttp://www.blogger.com/profile/17166171156574167917noreply@blogger.comtag:blogger.com,1999:blog-7825733105865273256.post-76674366012030788622021-04-04T00:00:00.005+08:002021-04-30T20:22:44.950+08:00Christ has Risen Again | Easter Message 2021<p style="text-align: justify;"> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/sGdorBWV7yLwrGjtB10SCE_wwjUF74XSlcOZswIJR3bC5N5D84zmqYVPzLAw_x_qBkGy6Bl0LgCnm9nzGJjbQt1M13Kj2eiWklhYwKp61XgdYvISC2b1p0jtaBOu_rKUfDz5ZKQpVg=s500" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="500" data-original-width="363" height="434" src="https://1.bp.blogspot.com/sGdorBWV7yLwrGjtB10SCE_wwjUF74XSlcOZswIJR3bC5N5D84zmqYVPzLAw_x_qBkGy6Bl0LgCnm9nzGJjbQt1M13Kj2eiWklhYwKp61XgdYvISC2b1p0jtaBOu_rKUfDz5ZKQpVg=w315-h434" width="315" /></a></div><p></p><p style="text-align: justify;">It has been a year since the lockdown, and still the surge of the COVID 19 or SARS-COV 2 or more known simply as the Coronavirus has affected the entire world with economy stopping and the public health emergency had risen the alarm after international cases were detected outside of mainland China were reported. As of this writing there were nearly <br /></p><p style="text-align: justify;"><span></span></p><a name='more'></a> <p></p><p style="text-align: justify;">Real Estate was significantly affected with sales on properties have gone down in the past months with delays in delivery date due to work restriction implemented by Inter-Agency Task Force on Emerging Diseases. With the things we have recently experiencing, we are thankful from the Lord on our existence in this earth amidst the ravaging pandemic. </p><p style="text-align: justify;">We pray for our safety and health and of our loved ones. We also pray and mourn for the loss of our friends, family, relatives and other people who have succumbed to this virus. As we put our deepest thoughts on their memories we had with them. We pray that this nation and the world will heal again and rise above and recover as the vaccines are now available for our front liners (healthcare, security and service workers) and later with the vulnerable sectors of our society.<br /></p><p><i><b>Easter Sunday highlights the risen Christ. As believers in the Christian faith. We wish you all, A Happy Easter amidst this COVID 19 pandemic.</b></i><br /></p><p> </p><p>Copyright 2004 - 2021 C. F. Baluyut Realty | Real Estate in Pampanga, Philippines. All Rights Reserved.</p>Benhttp://www.blogger.com/profile/17166171156574167917noreply@blogger.comtag:blogger.com,1999:blog-7825733105865273256.post-51998911661739845112021-03-29T08:00:00.083+08:002021-03-29T08:00:00.497+08:00The Income Approach In The Valuation of Real Estate Properties<p style="text-align: justify;"> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/H7gdb1N4kCpKnr0jE_L6Aa5UqwYa54gMk8ccSYtzGXcHR_YSs8MWd991vUMqWX5mzuPrhQBL4jjBpxu0luHdNjwkDfNXcL-Uk1B8WGzjsGtUOSRKg46ACZ4LhZe6IJCnvQY3KQcj4Q=s640" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="377" data-original-width="640" height="307" src="https://1.bp.blogspot.com/H7gdb1N4kCpKnr0jE_L6Aa5UqwYa54gMk8ccSYtzGXcHR_YSs8MWd991vUMqWX5mzuPrhQBL4jjBpxu0luHdNjwkDfNXcL-Uk1B8WGzjsGtUOSRKg46ACZ4LhZe6IJCnvQY3KQcj4Q=w520-h307" width="520" /></a></div><br /><p></p><p style="text-align: justify;">In the process of market valuation, income approach is not commonly reported by appraisers because of the complexity of developing a opinion of value on a property. Right now, the ones that are ideal for making income are residential apartment complexes, residential condominiums, hotels, commercial buildings, subdivided warehouses and many more.<span></span></p><a name='more'></a><p></p><p style="text-align: justify;">This process can only be pulled off by a seasoned veteran appraiser who has extensive experience on appraisal of such properties. In the previous articles, I have previously written about <a href="https://www.cfbaluyutrealty.com/2020/11/understanding-real-estate-market.html" target="_blank">"Understanding Real Estate Market Valuation Reports (Real Estate Appraisal): Basics of the Narrative Report"</a> which is related in this article on discussing about the other two approaches from Sales Comparison or Market Data Approach and Cost Approach in determining the construction cost of current price of the property minus the depreciation caused by physical deterioration. </p><p style="text-align: justify;"><i><b>Determining the Net Operating Income </b></i><br /></p><p style="text-align: justify;">Recently, a client requested our appraisal service in determining the true value
of the property because many of the unit owners are selling off their
properties and are pricing it way below their market value compared to
the one's sold by the developers at below market prices (possibly 2010
prices). It is experiencing tremendous supply of condominium properties
at -15% in prices which is a bargain for those who have excess funds to invest in real estate. <br /></p><p style="text-align: justify;">As appraisers, we collect the data from the client, the data needed for this process are in order to get the net operating income. To give one an example, we use a residential condominium unit for rent in Quezon City which the client wishes to sell off this 2021 because of current real estate condition located below:</p><p style="text-align: justify;"><i><b> Monthly Income</b></i></p><ul style="text-align: left;"><li>Rent on the property per square meters <br /></li><li>Other Sources of Income From Property (ex. parking space lease)</li><li>Vacancy Rate in percent (%) - Current Vacancy Rate for Residential Condo at 16.9 % (as of 1st Quarter 2021) **<br /></li></ul><p><b><i> ** Note: Vacancy Rates are variable and can change anytime. The figure given above is based from Colliers International.</i></b><br /></p><p style="text-align: justify;"><i><b> Expenses </b></i></p><ul style="text-align: left;"><li>Real Property Taxes (spread annually into 12 months) <br /></li><li>Homeowners Association Fees</li><li>Management Fees</li><li>Other applicable expenses (Insurance - Fire, Disaster, Flood etc)<br /></li></ul><p style="text-align: justify;">These are usually computed as monthly income deducted by the expenses just to determine the net operating income (NOI) of the property.</p><p style="text-align: justify;"><i><b>Reconciliation of Value </b></i><br /></p><div class="post-title entry-title" itemprop="name" style="text-align: justify;">In determining the final value, this shows how the real estate appraiser will <a href="https://www.cfbaluyutrealty.com/2020/02/how-real-estate-appraisers-determine.html" target="_blank">determine on how a real property value</a> will be given its final value. This will be under the discretion of the real estate appraiser on the percentage on how it will be valued more through income approach or by more on market data or sales comparison approach in the narrative report. However, a more detailed article will soon be published.</div><div style="text-align: justify;"><span face=""trebuchet ms" , "trebuchet" , "verdana" , sans-serif" style="background-color: white; font-size: 13.2px; text-align: left;"><b> </b></span></div><div style="text-align: justify;"><i><span style="font-size: small;"><span face=""trebuchet ms" , "trebuchet" , "verdana" , sans-serif" style="background-color: white; text-align: left;"><b>How Can We Help You?</b></span><br /></span>
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<span style="font-size: small;"><span style="background-color: white; text-align: left;"><span style="font-family: inherit;"><a href="https://www.cfbaluyutrealty.com/p/our-services.html" target="_blank">C. F. Baluyut Realty</a>
offers different services from general real estate brokerage, home loan assistance, real estate appraisal of different properties and have assisted
satisfied clients over the past decade.</span></span></span></div><div style="text-align: justify;"> </div><p style="text-align: justify;">Sources:</p><div class="news-title" style="text-align: left;"><span style="font-size: x-small;"><a href="https://news.abs-cbn.com/business/02/09/21/ph-property-sector-seen-to-start-recovery-by-2022-colliers-international" rel="nofollow" target="_blank">PH property sector seen to start recovery by 2022: Colliers International </a></span></div><div class="news-title" style="text-align: left;"><div class="a-spacing-none a-text-normal" id="title" style="text-align: left;"><span style="font-size: x-small;"><span class="a-size-extra-large" id="productTitle">Real Estate Appraisal: Walt Huber, Levin Messick and William Pivar (2001)</span></span>
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<span style="font-family: inherit;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqcIT_Ii-iuINnguLXXpT-MAJQl_oEvjz0rFugIiV8r8t6x-dEWkRa7eDDmrjKFv27W0RiWqHo-JwfWsZuzhFMNMDrBDAfuk_ct1LwIe3tzv8VuRxPXNxwzU8WUlrdyXyJBCj85eL8J48o/s1600/bfbaluyut.jpg" style="background-color: transparent; clear: left; color: #888888; float: left; margin-bottom: 1em; margin-left: 1em; text-align: center;"><img border="0" data-original-height="720" data-original-width="872" height="165" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqcIT_Ii-iuINnguLXXpT-MAJQl_oEvjz0rFugIiV8r8t6x-dEWkRa7eDDmrjKFv27W0RiWqHo-JwfWsZuzhFMNMDrBDAfuk_ct1LwIe3tzv8VuRxPXNxwzU8WUlrdyXyJBCj85eL8J48o/s200/bfbaluyut.jpg" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; border: 1px solid rgb(238, 238, 238); box-shadow: rgba(0, 0, 0, 0.1) 1px 1px 5px; padding: 5px; position: relative;" width="200" /></a></span></div>
<div style="text-align: justify;"><span style="font-family: inherit;">
<span style="background-color: white; color: blue; text-align: justify;"> <a href="https://ph.linkedin.com/in/bfbaluyut" style="background-color: white; text-align: justify;" target="_blank">CRB Benedict Baluyut</a></span><span style="background-color: white; text-align: justify;"> is
a professional real estate broker, real estate appraiser and associate
of C. F. Baluyut Realty. He is currently the Vice President for External
Affairs, Real Estate Brokers Association of the Philippines, Inc.
(REBAP) - Pampanga Chapter. You can get in touch with him at </span><span style="background-color: white; text-align: justify;"><a href="https://www.cfbaluyutrealty.com/p/home.html">h</a><a href="https://www.cfbaluyutrealty.com/p/home.html">ttps://www.cfbaluyutrealty.com</a></span><span style="background-color: white; text-align: justify;">.</span></span></div>
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</div>
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<span style="font-family: inherit;"><br /></span>
<div style="text-align: justify;"><span style="font-family: inherit;"><br /></span>
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</div><div style="text-align: justify;"><span style="font-family: inherit;"> </span></div><div style="text-align: justify;"><span style="font-family: inherit;">Other Related Articles:</span></div><div style="text-align: justify;"><br /><span style="font-family: inherit;"><!--[if gte mso 9]><xml>
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Need to do This?</span></span></span></span><span style="font-size: x-small;"><span class="uhwcef"><span><span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;"> </span></span></span></span></a></li><li><a href="https://www.cfbaluyutrealty.com/2020/12/understanding-real-estate-markets-cycle.html" target="_blank"><span style="font-size: x-small;"><span class="uhwcef"><span><span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;">Understanding Real Estate Markets & Cycle
amidst COVID 19</span></span></span></span></a><span style="font-size: x-small;">
</span></li></ul></div><p> </p><p>Copyright 2004 - 2021 C. F. Baluyut Realty | Real Estate in Pampanga, Philippines. All Rights Reserved.</p>Benhttp://www.blogger.com/profile/17166171156574167917noreply@blogger.comtag:blogger.com,1999:blog-7825733105865273256.post-23311183666878346832021-03-24T08:00:00.036+08:002021-03-24T08:00:00.592+08:00For Sale: Residential Rowhouse / Townhouse in City of San Fernando, Pampanga<p style="text-align: justify;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/TXoNhD2axS8jKWZ38XSy95VD3Sb6WIdvpRfwa61uGWXR5VBzFhklI6DYiCLn2AvD59K7J5FQANvgKSHjLSmstPSaXlhVpUB7c6X5acT_lZYz3M6z-BBb73qi5McD8eyLwPhhNKydsQ=s2000" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="2000" data-original-width="1414" height="521" src="https://1.bp.blogspot.com/TXoNhD2axS8jKWZ38XSy95VD3Sb6WIdvpRfwa61uGWXR5VBzFhklI6DYiCLn2AvD59K7J5FQANvgKSHjLSmstPSaXlhVpUB7c6X5acT_lZYz3M6z-BBb73qi5McD8eyLwPhhNKydsQ=w368-h521" width="368" /></a></div><br /> <p></p><p style="text-align: justify;"><i><b>Just Listed:</b></i> This rowhouse / townhouse type home is for sale. Location wise and accessible to different destination in the City of San Fernando, Pampanga with one of our partner / co-brokers. <br /></p><p style="text-align: justify;"><span></span></p><a name='more'></a><p>Property Details</p><ul style="text-align: left;"><li>Property Type: Townhouse / Rowhouse</li><li>Property Use: Residential</li><li>Lot Area: 54 square meters<br /></li><li>Floor Area: 73 square meters</li><li>Parking: None<br /></li><li>Location: Huelva Street, La Casa Nueva Subdivision, San Agustin, City of San Fernando, Pampanga</li><li>Landmarks: Philhealth - Region III Office, Jollibee - Lazatin Boulevard and Robinsons Supermarket at Jomafer Building.</li><li>Accessibility: Accessible via McArthur Highway PUVs / PUJs and Lazatin Boulevard<br /></li><li>Year Built: 2007/2008 </li></ul><p style="text-align: justify;">The unit is in <u><b>bare finish condition</b></u> on<i><b>"as is, where is basis"</b></i>.
The toilet and bath at the ground floor is fully tiled. The paint
finish has primary coat. There are no partitions on the second floor
bedrooms and the ceiling is not covered yet. Provision for a second
floor toilet and bath is available. The wooden doors have seen damaged
from exposure to elements.</p><h2 style="text-align: justify;"><b> Price: PhP 1,600,000.00 (Negotiable)</b></h2><p style="text-align: justify;">Buyer / Investor's Notes on Property Rentals:</p><ul style="text-align: left;"><li>Assumptions: Vacancy Rate: 0% <br /></li><li>Gross Rental Yield: 5.25%</li><li>Net Rental Yield: 5.16%<br /></li></ul><p><br /></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/3A2Fnxo5vCbCQPC2Q1DuwlKaiEzLhrsb52MVkLOqSJo_XuylO7djhcvnd-B3CuzZg9VHni31jnKJEWvHQ96ILzpjOUmpLh1fwiPUqMDNy8QGlCeH3VOM2t2wNweklq1h2G-0z_UEWg=s2000" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="2000" data-original-width="1414" height="431" src="https://1.bp.blogspot.com/3A2Fnxo5vCbCQPC2Q1DuwlKaiEzLhrsb52MVkLOqSJo_XuylO7djhcvnd-B3CuzZg9VHni31jnKJEWvHQ96ILzpjOUmpLh1fwiPUqMDNy8QGlCeH3VOM2t2wNweklq1h2G-0z_UEWg=w304-h431" width="304" /></a></div><p></p><p>For more details, you can reach us at 0917.510.0734 (Globe / Whatsapp / Viber)<br /></p><p> </p><p>Copyright 2004 - 2021 C. F. Baluyut Realty | Real Estate in Pampanga, Philippines. All Rights Reserved.</p>Benhttp://www.blogger.com/profile/17166171156574167917noreply@blogger.comtag:blogger.com,1999:blog-7825733105865273256.post-73549858970377704162021-03-22T08:00:00.008+08:002021-03-23T00:39:39.360+08:00The Urban Gardening Experience: A Possible Growth in the Philippine Agricultural Sector? <p style="text-align: justify;"> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/AbzWJevlMKuryLRoIZzkB7Gt-nb1tMbIXxneVD9sJlFkJ2NOTRpfBYDKprjAzVC7L63i-Yh6BzQgmhlDBnrCNzTzN8mc0D2sY52LLC52AVHCUw_3U9MFOqaQ57bOs1y5upcTUop9Qg=s2000" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="2000" data-original-width="1414" height="505" src="https://1.bp.blogspot.com/AbzWJevlMKuryLRoIZzkB7Gt-nb1tMbIXxneVD9sJlFkJ2NOTRpfBYDKprjAzVC7L63i-Yh6BzQgmhlDBnrCNzTzN8mc0D2sY52LLC52AVHCUw_3U9MFOqaQ57bOs1y5upcTUop9Qg=w357-h505" width="357" /></a></div><br /><p></p><p style="text-align: justify;">It has been a year since the announcement of the Enhanced Community Quarantine (ECQ) in our country. As the pandemic progressed and affected the entire world when international borders and travel overseas via air, land and sea where halted out because of the COVID 19 pandemic.</p><span><a name='more'></a></span><p style="text-align: justify;">With mostly 4 million Filipinos out of work because of the shutdown
or closure of their workplaces or <a href="https://www.cfbaluyutrealty.com/2020/07/the-philippine-economy-and-new-normal.html" target="_blank">under new normal with the Philippine Economy just starting up again</a>. Some have resorted to the non-formal
economy just to survive with honest day of living by online selling of goods and services. It seems that agriculture is one of the solution to combat poverty or joblessness at this point in time. For urban dwellers with small spaces, it seems to be impossible to do but with ingenuity it can be done.</p><span></span>As life went to a standstill from March 15, 2020 to June 2020, brought about by the pandemic on how it affect one's lives. Out of boredom and sudden halt from daily work, chores and other activities. People gained sudden interest in gardening and as traction on this soon to be growing urban gardening movement started among the folks from young to old people with a lot of time on their hands promoted by local government units promotion of <i><b>"Plant, Plant, Plant"</b></i> on one's backyard, open or small spaces. <p style="text-align: justify;">As early as 2017, there was a move by the congress in promoting and advocating urban agriculture and farming in urban areas under House Bill No. 7526 "Integrated Urban Agriculture and Vertical Farming Act of 2018". However, it seems this bill did not push through and House Bill No. 00284 of 2019 and House Bill No. 3412 of 2020 was refiled again in promoting such advocacy by giving the knowledge and training gained from this endeavor can serve the poor communities in being self-sufficient in growing their homestead for their own consumption brought about by rising prices of basic goods and commodities. The local government units will spearhead the drive for this in addressing the shortages and technical education with other government agencies tasked to give Filipinos a means of survival. <br /></p><p style="text-align: justify;">With the ongoing pandemic, folks are nowadays growing their own fruits and vegetables for their personal
consumption, while others have made it as a business on selling plants,
seeds / seedlings, fertilizer, gardening items including soil, plastic and clay pots and many more. Some people with entrepreneurial mindset have also been growing and exotic plants for their collection for their selfies. Some have delved into hydroponics of growing their high valued vegetable crops like varieties of lettuce, cucumbers, bell peppers, herbs, etc. I myself have built our own garden
in our very small backyard for our own self-sufficiency and personal consumption as I have seen it possible way because of this pandemic. Time and patience is also needed in planting and growing one's produce like a farmer does.</p><p style="text-align: justify;">I have never imagined how COVID 19 will reach our shores with the thoughts of how the first outbreak of Severe Acute Respiratory Syndrome - Coronavirus 1 (SARS-COV 1) which have been averted in 2003 but killed thousands of lives worldwide particularly in the province of Guangdong, People's Republic of China. I still recalled those days, just about to finish college when SARS-COV 1 or SARS reached the country but with with minimal effect and simply die out due to tropical heat and humid climate here in the Philippines. <br /></p><p style="text-align: justify;">Although, the Philippine agriculture sector posted growth of around 0.5 % in the second quarter of 2020 and 0.7% in the third quarter of 2020, not counting the recent pork meat shortage brought about by African Swine Fever (ASF) which have gravely affected our food supply for meat in recent years which is presented at -3.8% in fourth quarter, 2020. The Department of Agriculture is expecting a 2.5% growth for this year, 2021. Other than that the <span style="font-weight: normal;">rice tariffication law in 2019 has also affected greatly in the rice production of our farmers which were given much clamor and support in the subsidy in the production of food which is necessary for the growing population of this country estimated at 111 million Filipinos.</span> <br /></p><p style="text-align: justify;">Sources:</p><ul style="text-align: left;"><li>2020 Year-End Report, Department of Agriculture <a href="https://bit.ly/2OffK5q" rel="nofollow" target="_blank">https://bit.ly/2OffK5q</a> </li><li>DA targets 2.5% growth in 2021 <a href="http://shorturl.at/npFT3" rel="nofollow" target="_blank">shorturl.at/npFT3</a></li><li>PH agricultural output down 3.8 pct in Q4, down 1.2 pct in 2020: <a href="https://news.abs-cbn.com/business/01/27/21/philippine-agricultural-output-down-38-percent-in-fourth-quarter" rel="nofollow" target="_blank">shorturl.at/yJQ58</a></li><li><span style="font-weight: normal;">Winners and losers from the rice tariffication law: <a href="https://newsinfo.inquirer.net/1332019/winners-and-losers-from-the-rice-tariffication-law" rel="nofollow" target="_blank">https://bit.ly/38Qsdn1</a> </span></li><li>Urban agriculture bill approved by House panel <a href="http://shorturl.at/cyFNO" rel="nofollow" target="_blank">shorturl.at/cyFNO</a><br /></li></ul><div><p> </p><p> <span style="font-family: inherit;"><span><span style="font-size: small;"><b><i><b style="background-color: white;"><span>About the Writer</span></b><br />
<br />
</i></b></span></span></span></p><div class="separator" style="clear: both; text-align: center;">
<span style="font-family: inherit;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqcIT_Ii-iuINnguLXXpT-MAJQl_oEvjz0rFugIiV8r8t6x-dEWkRa7eDDmrjKFv27W0RiWqHo-JwfWsZuzhFMNMDrBDAfuk_ct1LwIe3tzv8VuRxPXNxwzU8WUlrdyXyJBCj85eL8J48o/s1600/bfbaluyut.jpg" style="background-color: transparent; clear: left; color: #888888; float: left; margin-bottom: 1em; margin-left: 1em; text-align: center;"><img border="0" data-original-height="720" data-original-width="872" height="165" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqcIT_Ii-iuINnguLXXpT-MAJQl_oEvjz0rFugIiV8r8t6x-dEWkRa7eDDmrjKFv27W0RiWqHo-JwfWsZuzhFMNMDrBDAfuk_ct1LwIe3tzv8VuRxPXNxwzU8WUlrdyXyJBCj85eL8J48o/s200/bfbaluyut.jpg" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; border: 1px solid rgb(238, 238, 238); box-shadow: rgba(0, 0, 0, 0.1) 1px 1px 5px; padding: 5px; position: relative;" width="200" /></a></span></div>
<div style="text-align: justify;"><span style="font-family: inherit;">
<span style="background-color: white; color: blue; text-align: justify;"> <a href="https://ph.linkedin.com/in/bfbaluyut" style="background-color: white; text-align: justify;" target="_blank">CRB Benedict Baluyut</a></span><span style="background-color: white; text-align: justify;"> is
a professional real estate broker, real estate appraiser and associate
of C. F. Baluyut Realty. He is currently the Vice President for External
Affairs, Real Estate Brokers Association of the Philippines, Inc.
(REBAP) - Pampanga Chapter. You can get in touch with him at </span><span style="background-color: white; text-align: justify;"><a href="https://www.cfbaluyutrealty.com/p/home.html">h</a><a href="https://www.cfbaluyutrealty.com/p/home.html">ttps://www.cfbaluyutrealty.com</a></span><span style="background-color: white; text-align: justify;">.</span></span></div>
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</span><ul><li><a href="https://www.cfbaluyutrealty.com/2021/01/inside-real-estate-due-diligence-why.html" target="_blank"><span style="font-size: x-small;"><span class="uhwcef"><span><span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;">INSIDE REAL ESTATE: Due Diligence, Why The
Need to do This?</span></span></span></span><span style="font-size: x-small;"><span class="uhwcef"><span><span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;"> </span></span></span></span></a></li><li><a href="https://www.cfbaluyutrealty.com/2020/12/understanding-real-estate-markets-cycle.html" target="_blank"><span style="font-size: x-small;"><span class="uhwcef"><span><span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-hansi-theme-font: major-latin;">Understanding Real Estate Markets & Cycle
amidst COVID 19</span></span></span></span></a><span style="font-size: x-small;">
</span></li><li><a href="https://www.cfbaluyutrealty.com/2020/11/understanding-real-estate-market.html" target="_blank"><span style="font-size: x-small;"><span style="font-family: "Cambria","serif"; mso-ascii-theme-font: major-latin; mso-bidi-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: major-latin;">Understanding Real Estate Market Valuation Reports (Real Estate Appraisal): Basics of the Narrative Report </span></span></a></li></ul></div><div style="text-align: justify;"><span style="font-family: inherit;"><br /></span>
</div><p>Copyright 2004 - 2021 C. F. Baluyut Realty | Real Estate in Pampanga, Philippines. All Rights Reserved.</p></div>Benhttp://www.blogger.com/profile/17166171156574167917noreply@blogger.comtag:blogger.com,1999:blog-7825733105865273256.post-4748357717904309562021-03-15T08:00:00.038+08:002021-03-15T08:00:03.787+08:00Avida Land Corp's first development in Angeles City now available!<p style="text-align: justify;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/CTmMaw6qOI-WHhm8KafplkgsOqn7hGkcTtv1rQ9zp7_Q172jRTgXE8lRjKqt6gZfuzfWvC9UaDumK5Mv2QGumrhIyyOMMlVVnWZase5f8wwRt77wszTxf6F9OGmSfGvyxXPp2KEhDw=s638" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="506" data-original-width="638" height="333" src="https://1.bp.blogspot.com/CTmMaw6qOI-WHhm8KafplkgsOqn7hGkcTtv1rQ9zp7_Q172jRTgXE8lRjKqt6gZfuzfWvC9UaDumK5Mv2QGumrhIyyOMMlVVnWZase5f8wwRt77wszTxf6F9OGmSfGvyxXPp2KEhDw=w420-h333" width="420" /></a></div><br />With the previous success of Ayala Land in Pampanga with its developments in Angeles from Marquee Residences, Marquee Place and other developments in San Fernando - Avida Residences San Fernando and in Porac, Pampanga - <a href="https://www.cfbaluyutrealty.com/p/alviera-estates.html" target="_blank">Alviera Estates</a> comes Aldea Grove Estates, the first Avida Land Corp (an Ayala
Land Co.) development in Angeles City was officially launched in October 2019. <p></p><p style="text-align: justify;"><span></span></p><a name='more'></a><p></p><p style="text-align: center;"><a href="https://1.bp.blogspot.com/cmKvDM-Y5z5t6JLS-uMcEJrLInw42ary7Y0Qna8Bi4BikV4HQM4Ssmk23okYSHAm4CkL-VE-vRYbkLR80y3IBHyZVmVNVQB78uiUbkZ3psLVlwc2XsW3wyOl1OFi2UyMfHVGqgQ1fg=s2400" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1084" data-original-width="2400" src="https://1.bp.blogspot.com/cmKvDM-Y5z5t6JLS-uMcEJrLInw42ary7Y0Qna8Bi4BikV4HQM4Ssmk23okYSHAm4CkL-VE-vRYbkLR80y3IBHyZVmVNVQB78uiUbkZ3psLVlwc2XsW3wyOl1OFi2UyMfHVGqgQ1fg=s320" width="320" /></a> </p><p style="text-align: justify;">This newest residential development is located in Brgy. Mining,
Angeles City. Currently this 16 hectare residential developments with number of lots units are in
its pre-selling stage and was already awarded with license to sell by
Housing and Land Use Regulatory Board or now known as Department of Human
Settlements and Urban Development (<b>HLURB License To Sell No. 035057</b>) before the pandemic. </p><p style="text-align: justify;">The lot sizes vary from
129 square meters to 267 square meters with 10 meter wide roads on inner lots and 15 meters
wide road along clubhouse which are primarily a staple among Ayala Land development projects. The estimated time for completion of the
whole subdivision is in February 2024.</p><p style="text-align: justify;">Other than that, it offers amenities and features that homeowners can enjoy and relax on their stay in this soon to be built community. Close to business establishment such as the Marquee Mall, an Ayala operated mall in Angeles, Clark Freeport Zone, Clark International Airport and the North Luzon Expressway - Angeles City Exit </p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/o3rHIpCBaglX6gm3zOt3iBkRgk2fitbg9seadKS9bBNoDAfacRTXNwlrzd5mPy2sRbHcIcyI-tobWHDCRdV4YiQR24-EK5VtkanVZIl8OdBZXES9EomIOQ83gtNLs5V0vPAr6aK-1g=s1000" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="407" data-original-width="1000" height="200" src="https://1.bp.blogspot.com/o3rHIpCBaglX6gm3zOt3iBkRgk2fitbg9seadKS9bBNoDAfacRTXNwlrzd5mPy2sRbHcIcyI-tobWHDCRdV4YiQR24-EK5VtkanVZIl8OdBZXES9EomIOQ83gtNLs5V0vPAr6aK-1g=w492-h200" width="492" /></a></div><br /><p style="text-align: justify;">Exciting offers and promotions awaits potential investors on these properties that one can avail like a 48 months at 0% interest payment of equity as one example. <br /></p><p style="text-align: justify;">For more details on this property visit our official page at this <a href="https://www.cfbaluyutrealty.com/p/aldea-grove-estates-angeles-city.html" target="_blank">link</a> or send us an message for your inquiries <a href="https://www.cfbaluyutrealty.com/p/contact-us.html" target="_blank">here</a>.<br /></p><div class="gmail_default" style="font-family: tahoma, sans-serif; text-align: left;"><div style="text-align: justify;"><br /></div></div><p>Copyright 2004 - 2021 C. F. Baluyut Realty | Real Estate in Pampanga, Philippines. All Rights Reserved.</p>askforzonhttp://www.blogger.com/profile/15026834381526412080noreply@blogger.comtag:blogger.com,1999:blog-7825733105865273256.post-4208621459505859652021-03-08T08:00:00.006+08:002021-05-16T08:51:54.159+08:00Ready For Occupancy: Pre-owned Six Bedroom House and Lot in City of San Fernando, Pampanga<p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/uZtTHQMFOkNomCNDjAKsTUom1nPU-4o3_IVTjWyvOMEKHRdZuZbvxuVpgvVSnhsJC2lytP7_U4Qe13C-zehpkxt1S5AA_0YmpLxGlaAzCa-TzZn3UYZ5qiyQx6ePdyx5GcbG4c3fnw=s2240" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1260" data-original-width="2240" height="245" src="https://1.bp.blogspot.com/uZtTHQMFOkNomCNDjAKsTUom1nPU-4o3_IVTjWyvOMEKHRdZuZbvxuVpgvVSnhsJC2lytP7_U4Qe13C-zehpkxt1S5AA_0YmpLxGlaAzCa-TzZn3UYZ5qiyQx6ePdyx5GcbG4c3fnw=w435-h245" width="435" /></a></div><br /><p></p><p></p><p style="text-align: justify;">This large house is very ideal for people who have large family. It has wide open spaces and rooms, gardens and family recreation facility to be enjoyed by potential families. It was constructed in late 1990s to early 2000s and was built on a two adjacent lots. Other than that, it is walking distance to a nearby public school and the nearby neighborhood is safe and quiet in a secure subdivision. </p><p style="text-align: justify;"><span></span></p><a name='more'></a> <div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/77uJPj1kWpxhoTYrTAH1fe5qDnFVIfdbcSm2mLVqJLQnkFOmxKUxLuACyrOseuXL8eeQEhcut6Zxy_pGtsYG0_F06oCyPTDCdYWE5zfiTVLkjkYXIAYqwpZkD7gp1-_IHMLVIlqJ7g=s2240" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1260" data-original-width="2240" height="250" src="https://1.bp.blogspot.com/77uJPj1kWpxhoTYrTAH1fe5qDnFVIfdbcSm2mLVqJLQnkFOmxKUxLuACyrOseuXL8eeQEhcut6Zxy_pGtsYG0_F06oCyPTDCdYWE5zfiTVLkjkYXIAYqwpZkD7gp1-_IHMLVIlqJ7g=w443-h250" width="443" /></a></div><p></p><p style="text-align: justify;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/enRUQAHbzZXV_RqryJJV9Usi6ds0pCw3zDTjc4hkVAdgYQBElW5oJWHtmmJEkxetAcjWjailEq38Qsa-rXRrIn-zRjQ0ErjsBtOpxAjwWFIAllITu1r0fQwmKQQmr0UDttP2hDqc0w=s2240" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1260" data-original-width="2240" height="252" src="https://1.bp.blogspot.com/enRUQAHbzZXV_RqryJJV9Usi6ds0pCw3zDTjc4hkVAdgYQBElW5oJWHtmmJEkxetAcjWjailEq38Qsa-rXRrIn-zRjQ0ErjsBtOpxAjwWFIAllITu1r0fQwmKQQmr0UDttP2hDqc0w=w446-h252" width="446" /></a></div><p></p><p style="text-align: justify;"> Property Details:<span></span></p><ul style="text-align: left;"><li><span class="style-scope yt-formatted-string" dir="auto">Lot Area: 480 square meters (2 adjoined lots with 240 sqm each) </span></li><li><span class="style-scope yt-formatted-string" dir="auto">Floor area 400 square meters (approximate)</span></li><li><span class="style-scope yt-formatted-string" dir="auto">Six (6) Bedrooms </span></li><li><span class="style-scope yt-formatted-string" dir="auto">Six (6) Toilet & Baths </span></li><li><span class="style-scope yt-formatted-string" dir="auto">Two Attics </span></li><li><span class="style-scope yt-formatted-string" dir="auto">Terrace </span></li><li><span class="style-scope yt-formatted-string" dir="auto">Swimming Pool / Jacuzzi<br /></span></li><li><span class="style-scope yt-formatted-string" dir="auto">Maids rooms
Formal & Informal Dining/Kitchen </span></li><li><span class="style-scope yt-formatted-string" dir="auto">Veranda </span></li><li><span class="style-scope yt-formatted-string" dir="auto">Living Room / Family Room </span></li><li><span class="style-scope yt-formatted-string" dir="auto">Fully furnished </span></li><li><span class="style-scope yt-formatted-string" dir="auto">Laundry & Wash area </span></li><li><span class="style-scope yt-formatted-string" dir="auto">Four car Garage </span></li><li><span class="style-scope yt-formatted-string" dir="auto">Wide garden </span></li><li><span class="style-scope yt-formatted-string" dir="auto">Game Room</span></li></ul><p style="text-align: justify;"> <br /></p><div class="separator" style="clear: both; text-align: center;"><iframe allowfullscreen="" class="BLOG_video_class" height="333" src="https://www.youtube.com/embed/aLib5p4BTyo" width="401" youtube-src-id="aLib5p4BTyo"></iframe></div><p></p><p>Distances: <br /></p><ul style="text-align: left;"><li>Pampanga Capitol - 3.6 kilometers</li><li>City of San Fernando - City Hall - 4.4 kilometers </li><li>SM City Downtown San Fernando - 4.3 kilometers</li><li>S&R Shopping - 3.2 kilometers</li><li>SM City Pampanga / Robinsons Starmills - 4.1 kilometers</li></ul><p><span style="font-size: medium;"><b>Price: PhP 16,500,000.00 (Negotiable)</b></span></p><p>For inquiries, please call us at 0917.510.0734 (Globe / Whatsapp / Viber)<br /></p><div><p> </p><p>Copyright 2004 - 2021 C. F. Baluyut Realty | Real Estate in Pampanga, Philippines. All Rights Reserved.</p></div>askforzonhttp://www.blogger.com/profile/15026834381526412080noreply@blogger.comtag:blogger.com,1999:blog-7825733105865273256.post-86891612579976357682021-03-01T08:00:00.006+08:002021-03-21T11:28:10.494+08:00Buying Real Estate Amidst COVID-19 Pandemic in the Philippines<p><span class="ILfuVd"><span class="hgKElc"><b> </b></span></span></p><div class="separator" style="clear: both; text-align: center;"><span class="ILfuVd"><span class="hgKElc"><b><a href="https://1.bp.blogspot.com/N3R7MbhOxhSGaSQuZ6IpIJnT6XaRuLg6p8Hs5cWktqy5zyNHa7jg3YI36GCJQcbUFj8i1vKb_p9otIaTIdaJr3PIwjVFmYejWbyCOjUlSiTdaNtPdCxRZimvDUy6KkERolitVxIlVA=s1920" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1080" data-original-width="1920" height="309" src="https://1.bp.blogspot.com/N3R7MbhOxhSGaSQuZ6IpIJnT6XaRuLg6p8Hs5cWktqy5zyNHa7jg3YI36GCJQcbUFj8i1vKb_p9otIaTIdaJr3PIwjVFmYejWbyCOjUlSiTdaNtPdCxRZimvDUy6KkERolitVxIlVA=w549-h309" width="549" /></a></b></span></span></div><span class="ILfuVd"><span class="hgKElc"><b><br /></b></span></span><p></p><p><span class="ILfuVd"><span class="hgKElc"><b>"The Time To Buy is When There's Blood in the Streets." - Baron Rothschild</b></span></span></p><p style="text-align: justify;"><span class="ILfuVd"><span class="hgKElc">With the ongoing pandemic and the disruption of business and everyday lives, In the past few months, there are a lot of negative news being reported from negative economic growth that lead to recession, inflation of basic commodities including food and rising fuel costs, and the rising unemployment brought about by this sad ordeal in our country because of complacency and lack of foresight among key leadership. </span></span><span class="ILfuVd"><span class="hgKElc"><span class="ILfuVd"><span class="hgKElc">There are still opportunities arising from the sudden halt of our existence. </span></span></span></span><span class="ILfuVd"><span class="hgKElc">People have learned to adapt in such events and scenario for the good or bad.</span></span></p><p style="text-align: justify;"><span class="ILfuVd"><span class="hgKElc"><span></span></span></span></p><a name='more'></a><p></p><p style="text-align: left;"><b><span class="ILfuVd"><span class="hgKElc">Land and Property Values Rising</span></span></b></p><p style="text-align: justify;"><span class="ILfuVd"><span class="hgKElc">Land remains number one investment for speculators with big capital. Either to be used for different purposes like, agricultural, industrial, residential and commercial use or just for plain speculative purposes of buy, hold and later sell-off it has become lucrative for many. Many developers have been doing land banking for more than two or more decades before developing the properties from "<a href="https://www.cfbaluyutrealty.com/2019/02/urbes-orientem-rise-of-township.html" target="_blank">urban planned townships</a>" complete with residential neighborhoods, commercial shops, industrial sector for manufacturing, warehousing and a lot more which were written in our previous article "</span></span><a href="https://www.cfbaluyutrealty.com/2021/02/a-look-back-on-2020-and-beyond.html" target="_blank">A Look Back on 2020 and Beyond: The Philippine Real Estate Sector</a>".</p><p style="text-align: left;"><span class="ILfuVd"><span class="hgKElc"><b>Rising Foreclosures and High Defaults</b></span></span></p><p style="text-align: justify;"><span class="ILfuVd"><span class="hgKElc">There are a number of residential condominium owners who are selling off their property due to loss of tenants coming from the POGO sector which are mainly employing foreign workers from China. Property rentals have artificial growth over the past three years and have normalize recently. While residential condominium felt the effect of economic loss. Recently, bank have tightened their loan requirements because of the rising cases of real estate defaults and foreclosure due to P 7.7 billion economic loss and the current recession ordinary Filipinos are experiencing. We have written an article on </span></span>"<a href="https://www.cfbaluyutrealty.com/2019/11/getting-your-hands-on-foreclosed-real.html" target="_blank">Getting Your Hands on Foreclosed Real Estate Properties: An Investment Strategy</a>" a few years ago and still relevant with current situation.<br /></p><p style="text-align: justify;"><span class="ILfuVd"><span class="hgKElc"><b>Demand For Provincial Residential Properties Growing </b><br /></span></span></p><div class="post-title entry-title" itemprop="name" style="text-align: justify;"><span style="font-weight: normal;">With National Capital Region still the center of commerce and trade of the Philippines, people who previously migrated for work and career are moving back to the provinces. With the growth in communication and technology that many have opted to work from their homes with the current setup of 50% operation among private and government offices with less face to face interaction in their offices. </span><br /></div><p style="text-align: justify;">Growth areas like Central Luzon have been trending over the past few months as people are looking for better places to live, work and relax with less stress and pollution unlike in Metro Manila which is overpopulated, polluted and have bigger disparity in cost of living among rich and poor. <br /></p><div class="post-title entry-title" itemprop="name" style="text-align: justify;">In <a href="https://www.cfbaluyutrealty.com/2020/12/understanding-real-estate-markets-cycle.html" target="_blank">Understanding Real Estate Markets & Cycle amidst COVID 19</a>, the current situation in Central Luzon is mix of buyers market for residential homes, warehousing and information technology and communication sector while sellers markets among commercial and offices properties. While in National Capital Region there has been a lot of downtrends due to job losses and closure of companies because of poor planning and leadership. On the other hand, the agriculture sector might grow to 2.5% in 2021 as foreseen by the Department of Agriculture.<br /></div><p style="text-align: justify;"><span class="ILfuVd"><span class="hgKElc"><b>Conclusion</b></span></span></p><p style="text-align: justify;"><span class="ILfuVd"><span class="hgKElc">For speculators, investors or those who still have liquidity on their hand, opportunities abound the bold person with real estate as a connecting factor to one's fortune. Some financial advisors who have no knowledge of how real estate work would might argue that real estate is not liquid - meaning hard to sell off or dispose this asset but it truly beats inflation. <br /></span></span></p><p style="text-align: justify;"><span class="ILfuVd"><span class="hgKElc">For our country to recover, an implementation, execution of the roll-out of vaccines would be needed to open up the markets and move the economy again. </span></span></p><p style="text-align: justify;"><span class="ILfuVd"><span class="hgKElc"> </span></span><br /></p><p>Sources: </p><div class="comp article-heading mntl-text-block" id="article-heading_2-0" style="text-align: left;"><div class="title" style="text-align: left;"><span style="font-size: x-small;">DA targets 2.5% growth in 2021</span><span style="font-size: x-small;"> <a href="http://shorturl.at/knNW2">shorturl.at/knNW2</a> <br /></span></div></div><div class="comp article-heading mntl-text-block" id="article-heading_2-0" style="text-align: left;"><span style="font-size: x-small;">Contrarian Investing: Buy When There's Blood in the Streets</span><span style="font-size: x-small;"><a href="https://bit.ly/37Gzg15"> https://bit.ly/37Gzg15</a></span></div><div class="comp article-heading mntl-text-block" id="article-heading_2-0" style="text-align: left;"><div class="article__title" style="text-align: left;"><span style="font-size: x-small;">3 ways COVID-19 has affected the property investment market <a href="https://tcrn.ch/3bqZnu8">https://tcrn.ch/3bqZnu8</a></span></div><div class="article__title" style="text-align: left;"><span style="font-size: x-small;">Photo Credits: Image by <a href="https://pixabay.com/users/tumisu-148124/?utm_source=link-attribution&utm_medium=referral&utm_campaign=image&utm_content=4914026">Tumisu</a> from <a href="https://pixabay.com/?utm_source=link-attribution&utm_medium=referral&utm_campaign=image&utm_content=4914026">Pixabay</a></span></div><span style="font-size: x-small;"> </span> </div><p> <span style="font-family: inherit;"><span><span style="font-size: small;"><b><i><b style="background-color: white;"><span>About the Writer</span></b><br />
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<span style="font-family: inherit;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqcIT_Ii-iuINnguLXXpT-MAJQl_oEvjz0rFugIiV8r8t6x-dEWkRa7eDDmrjKFv27W0RiWqHo-JwfWsZuzhFMNMDrBDAfuk_ct1LwIe3tzv8VuRxPXNxwzU8WUlrdyXyJBCj85eL8J48o/s1600/bfbaluyut.jpg" style="background-color: transparent; clear: left; color: #888888; float: left; margin-bottom: 1em; margin-left: 1em; text-align: center;"><img border="0" data-original-height="720" data-original-width="872" height="165" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqcIT_Ii-iuINnguLXXpT-MAJQl_oEvjz0rFugIiV8r8t6x-dEWkRa7eDDmrjKFv27W0RiWqHo-JwfWsZuzhFMNMDrBDAfuk_ct1LwIe3tzv8VuRxPXNxwzU8WUlrdyXyJBCj85eL8J48o/s200/bfbaluyut.jpg" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; border: 1px solid rgb(238, 238, 238); box-shadow: rgba(0, 0, 0, 0.1) 1px 1px 5px; padding: 5px; position: relative;" width="200" /></a></span></div>
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<span style="background-color: white; color: blue; text-align: justify;"> <a href="https://ph.linkedin.com/in/bfbaluyut" style="background-color: white; text-align: justify;" target="_blank">CRB Benedict Baluyut</a></span><span style="background-color: white; text-align: justify;"> is
a professional real estate broker, real estate appraiser and associate
of C. F. Baluyut Realty. He is currently the Vice President for External
Affairs, Real Estate Brokers Association of the Philippines, Inc.
(REBAP) - Pampanga Chapter. You can get in touch with him at </span><span style="background-color: white; text-align: justify;"><a href="https://www.cfbaluyutrealty.com/p/home.html">h</a><a href="https://www.cfbaluyutrealty.com/p/home.html">ttps://www.cfbaluyutrealty.com</a></span><span style="background-color: white; text-align: justify;">.</span></span></div>
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</div><p> </p><p>Copyright 2004 - 2021 C. F. Baluyut Realty | Real Estate in Pampanga, Philippines. All Rights Reserved.</p>Benhttp://www.blogger.com/profile/17166171156574167917noreply@blogger.comtag:blogger.com,1999:blog-7825733105865273256.post-16254168742199063412021-02-08T08:00:00.043+08:002021-02-21T08:31:09.553+08:00A Look Back on 2020 and Beyond: The Philippine Real Estate Sector (Part 2)<p style="text-align: justify;"><b> </b></p><div class="separator" style="clear: both; text-align: center;"><b><a href="https://1.bp.blogspot.com/G5PClmUcNM6KYqYtyz_awg6aFK7zRu0LmFgo5C6dO-S5YqinBwzYtk8pOJG1LTNCqsn4maepug5hrUGTtzhi4e7eYQxAcpHMcLvNSuUIQnSx8guADZlcY_4mDMG68wZk3P4HtA4Y8g=s2240" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1260" data-original-width="2240" height="324" src="https://1.bp.blogspot.com/G5PClmUcNM6KYqYtyz_awg6aFK7zRu0LmFgo5C6dO-S5YqinBwzYtk8pOJG1LTNCqsn4maepug5hrUGTtzhi4e7eYQxAcpHMcLvNSuUIQnSx8guADZlcY_4mDMG68wZk3P4HtA4Y8g=w575-h324" width="575" /></a></b></div><b><br /></b><p></p><p style="text-align: justify;"><b>Residential Real Estate Prices Declines</b></p><p style="text-align: justify;">In the recent BSP Residential Real Estate Index Q3 2020 report, there is a sharp decline of properties particularly residential condominiums by -23% with many investors affected with the pandemic and the decline of foreign workers of various Philippine Offshore Gaming Operators in Metro Manila which have become the renters of these properties. With high vacancies and non-payments of loans. Majority of owners have decided to sell off their condominiums for other interested buyers particularly real estate speculators due to possible circumstances such as non-availability of credit from financial institutions because of stringent requirements against risks and defaults with a slow economy in recession. <span></span></p><a name='more'></a><br /><b></b><p></p><p style="text-align: justify;"><b>Political Will and Policies versus Medical Science<br /></b></p><p style="text-align: justify;">Opening up the economy to children below ages 14, has been requested by businessmen in the past months but with the spike of this disease in Cordillera Autonomous Region (CAR) which affected three children below 14 years who contracted COVID-19 recently. The IATF had intends to relax the implementation but later retracted because of the possible rising cases of transmission of the Covid-19 UK variant (B117) the following day. This was refuted by health experts from Philippine Pediatric Society with recommendations coming from Department of Health and other non-governmental organization because of the risks of transmission of this disease as children are considered possible super spreaders. </p><p style="text-align: justify;"><b>Infrastructure Developments Continues</b></p><p style="text-align: justify;">Build, Build Build and Private-Public Partnership programs on infrastructure development remains in progress with new projects underway. Although, there were setbacks in 2020 because of the pandemic, the opening of the NLEx and SLEx connector is one example of the projects completed. Others than that were recently other developments that shelved or removed from the list. One example, is the Sangley International Airport in Cavite because of non-compliance of the winning bidder / contractors and other reasons above economic growth is the national security of Metro Manila as Sangley Naval Base in Cavite City run by the Armed Forces of the Philippines.</p><p style="text-align: justify;"><b>High Hopes and Expectations </b><br /></p><div style="text-align: justify;">Recently, the government and the private sector to make the
economic recovery and movement of trade forecast on the second half of
2021 with the positive outlook on the roll-out if a national vaccination
plan for the 55% of the Philippines' population (between the ages of 18
to 60) after a long lock down brought about by this pandemic that investors' confidence can surge again. Maintaining a safe population and keeping the economy alive is a hard balancing act to perform. <br /></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">In the meantime, there are too many unknowns and what's next for the Philippines and the entire world?<br /></div><div style="text-align: justify;"> </div><div style="text-align: justify;">Sources: </div><div style="text-align: justify;"><br /></div><div style="text-align: left;"><a href="https://www.pna.gov.ph/articles/1125744" rel="nofollow" target="_blank"><span style="font-size: x-small;">Reeling from Covid impact, C. Luzon sees economic rebound in 2021</span></a></div><div style="text-align: left;"><a href="https://theaseanpost.com/article/philippines-roll-out-covid-19-vaccines" rel="nofollow" target="_blank"><span style="font-size: x-small;">Philippines: Roll-Out Of Covid-19 Vaccines</span></a></div><div class="news-title" style="text-align: left;"><a href="https://news.abs-cbn.com/news/01/22/21/children-aged-10-14-allowed-to-go-out-in-mgcq-areas-palace" rel="nofollow" target="_blank"><span style="font-size: x-small;">Children aged 10-14 allowed to go out in MGCQ areas: Palace</span></a></div><div class="news-title" style="text-align: left;"><div class="entry-title" style="text-align: left;"><span style="font-size: x-small;"><span style="font-weight: normal;"><span style="color: black;"><a href="https://business.inquirer.net/316376/cavite-govt-weighs-airport-deal-termination" rel="nofollow" target="_blank">Cavite gov’t weighs airport deal termination</a></span></span></span></div><div class="news-title" style="text-align: left;"><a href="https://news.abs-cbn.com/news/12/03/20/expert-wary-of-allowing-covid-19-silent-spreaders-in-malls-during-christmas-season" rel="nofollow" target="_blank"><span style="font-size: x-small;">Expert wary of allowing 'COVID-19 silent spreaders' in malls during Christmas season</span></a></div><span style="font-size: x-small;"> </span> <br /></div><p><span style="font-family: inherit;"><b style="background-color: white; text-align: left;"><span style="font-family: inherit;">About the Writer</span></b></span><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqcIT_Ii-iuINnguLXXpT-MAJQl_oEvjz0rFugIiV8r8t6x-dEWkRa7eDDmrjKFv27W0RiWqHo-JwfWsZuzhFMNMDrBDAfuk_ct1LwIe3tzv8VuRxPXNxwzU8WUlrdyXyJBCj85eL8J48o/s1600/bfbaluyut.jpg" style="clear: right; color: #888888; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="720" data-original-width="872" height="165" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqcIT_Ii-iuINnguLXXpT-MAJQl_oEvjz0rFugIiV8r8t6x-dEWkRa7eDDmrjKFv27W0RiWqHo-JwfWsZuzhFMNMDrBDAfuk_ct1LwIe3tzv8VuRxPXNxwzU8WUlrdyXyJBCj85eL8J48o/s200/bfbaluyut.jpg" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; border: 1px solid rgb(238, 238, 238); box-shadow: rgba(0, 0, 0, 0.1) 1px 1px 5px; padding: 5px; position: relative;" width="200" /></a></div>
<div style="margin: 0px;">
<a href="https://ph.linkedin.com/in/bfbaluyut" style="background-color: white;"><span style="color: blue;">CRB Benedict Baluyu</span></a><a href="https://ph.linkedin.com/in/bfbaluyut" style="background-color: white;"><span style="color: blue;">t</span></a><span style="background-color: white;"> is
a professional real estate broker, real estate appraiser and associate
of C. F. Baluyut Realty. He is currently the Vice President for External
Affairs, Real Estate Brokers Association of the Philippines, Inc.
(REBAP) - Pampanga Chapter. You can get in touch with him at </span><span style="background-color: white;"><a href="https://www.cfbaluyutrealty.com/p/home.html">h</a><a href="https://www.cfbaluyutrealty.com/p/home.html">ttps://www.cfbaluyutrealty.com</a></span><span style="background-color: white;">.</span></div>
</div> <p style="text-align: justify;"> </p><p> </p><p> </p><p>Copyright 2004 - 2021 C. F. Baluyut Realty | Real Estate in Pampanga, Philippines. All Rights Reserved.</p>askforzonhttp://www.blogger.com/profile/15026834381526412080noreply@blogger.comtag:blogger.com,1999:blog-7825733105865273256.post-40129584794040726122021-02-05T08:00:00.008+08:002021-05-16T08:59:00.087+08:00Pre-owned Property: Ready For Occupancy Residential House in City of San Fernando, Pampanga<div style="text-align: justify;" trbidi="on"><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/2oBTa4xlqqYQ7F5JEcj8t4P1eK9ReNKRjev2gCf9gUzV5GHZrRW_cGvX1WXXtTHZBaxA_EOPMTKZuJgFzi4SRgpx8mpDYWN9AZ-S218VI_MWBSV92XoRZLe2ZW7jvP3B5P9cVaaUYQ=s2000" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="2000" data-original-width="1414" height="575" src="https://1.bp.blogspot.com/2oBTa4xlqqYQ7F5JEcj8t4P1eK9ReNKRjev2gCf9gUzV5GHZrRW_cGvX1WXXtTHZBaxA_EOPMTKZuJgFzi4SRgpx8mpDYWN9AZ-S218VI_MWBSV92XoRZLe2ZW7jvP3B5P9cVaaUYQ=w406-h575" width="406" /></a></div><br />Despite the pandemic, This year 2021 let your dreams come true with this new listing from our real estate portfolio. This elegantly designed home with modern aesthetic appeal was a conceptualized by an licensed architect in the second half of 2020 and was recently finished to the delight of the current homeowner. This unique private home was use formerly used as a rental vacation home.<br /></div><span><a name='more'></a></span><div style="text-align: justify;" trbidi="on"><br /></div><div style="text-align: justify;" trbidi="on">Property Details:</div><div style="text-align: justify;" trbidi="on"><br /></div><div style="text-align: justify;" trbidi="on">Type of House: 2 Storey / Loft Type House and Lot<br /></div><div style="text-align: justify;" trbidi="on">Lot Area: 204 square meters<br /></div><div style="text-align: justify;" trbidi="on">Floor Area: 75.80 square meters</div><div style="text-align: justify;" trbidi="on">Number of Bedrooms: 3 bedrooms at the ground floor, 1 bedroom (loft)<br /></div><div style="text-align: justify;" trbidi="on">Swimming Pool: 17 square meters with depth from 3 feet to 5 feet</div><div style="text-align: justify;" trbidi="on">Furnishings: Fully furnished<br /></div><div style="text-align: justify;" trbidi="on"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/VgWLmZHETaehQa_jtw6eRa4KI1A9ij9IfIJzcJcCxmeVhqFpAiCFwfOWU4TMHReIisak1xzY7rDbS8HLpqjEFq3wWn7OgaELyotucPAXf7iOUyM4VXknOr4lMGgRuVyKv_AHRvglpQ=s2000" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="2000" data-original-width="1414" height="586" src="https://1.bp.blogspot.com/VgWLmZHETaehQa_jtw6eRa4KI1A9ij9IfIJzcJcCxmeVhqFpAiCFwfOWU4TMHReIisak1xzY7rDbS8HLpqjEFq3wWn7OgaELyotucPAXf7iOUyM4VXknOr4lMGgRuVyKv_AHRvglpQ=w414-h586" width="414" /></a></div><br /><div style="text-align: justify;" trbidi="on"><br /></div><div style="text-align: justify;" trbidi="on">The property inclusions are as follows in the house and lot package as follow:</div><div style="text-align: justify;" trbidi="on"><br /></div><div style="text-align: justify;" trbidi="on">Flat Screen TV</div><div style="text-align: justify;" trbidi="on">Refrigerator <br /></div><div style="text-align: justify;" trbidi="on">Range Stove and Oven</div><div style="text-align: justify;" trbidi="on">Other Small Appliances and Furnishings<br /></div><div style="text-align: justify;" trbidi="on">Paintings</div><div style="text-align: justify;" trbidi="on">Lighting fixtures <br /></div><div style="text-align: justify;" trbidi="on">Automatic Water Pump for Swimming Pool</div><div style="text-align: justify;" trbidi="on">Air Conditioning Units</div><div style="text-align: justify;" trbidi="on"><br /></div><div class="separator" style="clear: both; text-align: center;"><iframe allowfullscreen="" class="BLOG_video_class" height="334" src="https://www.youtube.com/embed/zU0xWB2mFD0" width="402" youtube-src-id="zU0xWB2mFD0"></iframe></div><div style="text-align: justify;" trbidi="on"><br /></div><div style="text-align: justify;" trbidi="on"><span style="font-size: medium;"><b>Price: PhP 11,000,000.00 (Negotiable) </b></span><br /></div><div style="text-align: justify;" trbidi="on">Payment Options: CASH or Bank Financing via BPI Housing Loan<br /></div><div style="text-align: justify;" trbidi="on"><br /></div><div style="text-align: justify;" trbidi="on"><b>Notes for Buyers / Investors:</b></div><div style="text-align: justify;" trbidi="on"> </div><div style="text-align: justify;" trbidi="on"><b><i>Gross Rental Yield: 8.57%<br /></i></b></div><div style="text-align: justify;" trbidi="on"><b><i>Net Rental Yield: 7.62% </i></b><br /></div><div style="text-align: justify;" trbidi="on"> </div><div style="text-align: justify;" trbidi="on">For inquiries, please call us at 0917.510.0734 (Globe / Viber / Whatsapp)</div><div style="text-align: justify;" trbidi="on"><br /></div><div dir="ltr" style="text-align: left;" trbidi="on"> </div><div dir="ltr" style="text-align: left;" trbidi="on">Copyright 2004 - 2021 C. F. Baluyut Realty | Real Estate in Pampanga, Philippines. All Rights Reserved.</div>
Benhttp://www.blogger.com/profile/17166171156574167917noreply@blogger.comtag:blogger.com,1999:blog-7825733105865273256.post-82793901624438098252021-02-01T08:00:00.035+08:002021-02-06T21:13:45.988+08:00A Look Back on 2020 and Beyond: The Philippine Real Estate Sector (Part 1)<p style="text-align: center;"><a href="https://1.bp.blogspot.com/Ui9ApdYtPfoA4We7YmODw9iBD1fwCucfTOXITJdvlM4GZt_MiAUBmMowKmvjUsefiZC282tbrZ9y_PdSGWrH_oBY0xUEU7G3-fpsMDTPKUZRnPdANi76xJ95Pw--FP1WsRD6IdUGGw=s615" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="487" data-original-width="615" height="370" src="https://1.bp.blogspot.com/Ui9ApdYtPfoA4We7YmODw9iBD1fwCucfTOXITJdvlM4GZt_MiAUBmMowKmvjUsefiZC282tbrZ9y_PdSGWrH_oBY0xUEU7G3-fpsMDTPKUZRnPdANi76xJ95Pw--FP1WsRD6IdUGGw=w467-h370" width="467" /></a> <br /></p><p style="text-align: justify;">The
Year 2020 has passed over the past few weeks and we have survive
another year under fear of the pandemic which has brought a lot of
challenges over the past month after the COVID 19 SARS-COV 2 in December
2019. As we Filipinos are hopefully awaiting the arrival of the
Anti-COVID 19 vaccine to our shore which is one of the key factor to
help jump start the economy again to recovery. Although, the vaccine is
NOT a magic pill or a silver bullet to annihilate this disease. It will
tremendously help of those infected with better chance of survival but
surely challenging times lay ahead with new variants of SARS-COV2. </p><span><a name='more'></a></span><p style="text-align: justify;"><b>COVID 19 B117 (UK Strain) Now in the Phililppines</b> <br /></p><p style="text-align: justify;">Trending,
the news report concerning the entry of COVID-19 UK variant / strain
(B.1.1.7) which was discovered from a returning OFWs who have arrived for a
short vacation for the holidays from Hong Kong, UAE and United Kingdom.
The Inter-Agency Task Force for the Emerging Disease Response (IATF) on
the temporary banning of travel of incoming overseas Filipinos and
foreigners from affected countries. However, spikes of COVID 19
infection is rising in areas highly affected such as Cordillera
Autonomous Region, National Capital Region and other cities and
provinces in Luzon, Visayas and Mindanao will undergo General Community
Quarantine starting February 1 to 28. </p><p style="text-align: justify;"><b>Economic Outlook for 1st half of 2021</b></p><p style="text-align: justify;">Still
the country is reeling on a economic depression at -9.5% dip in
Gross Domestic Product as the previously forecast at -11.5% and
balancing the public health and economy is very hard to satisfactorily
fulfill as it needs the right discipline and cooperation from the people
including political will from our politicians. There is less spending
in the public and an estimated around 4 to 4.5 million Filipinos lost
their jobs because of closure of business resorting to an unemployment
of around 10.4 per cent - the highest in 15 years. Recent reports from
news sources say that the Philippines will have a slowest recovery
against the pandemic and is 79th out of 98 countries in their
performance against this crisis as of this writing.<br /></p><p style="text-align: justify;"><b>Tightened Real Estate Lending </b><br /></p><p style="text-align: justify;">In
a recent move by commercial banks, real estate lending had become more
stringent in terms of commercial lending to would be buyers / borrowers
because of the economic slow down. As banks tightened their lending
standards, it would be a bit challenging yet competitive for banks to
get borrowers because of lesser spending which contributed to the gross
domestic product of the country. There are possible high defaults or non-payment of loans from financial institutions that high cases foreclosures in the coming months because of economic hardships. Home Mutual Development Fund
(PAG-IBIG) still remains as the top choice of home buyers who are
voluntary members who a contributed a portion of their salary to this
government controlled corporation. Some Land developers on the other
hand, have become creative in facilitating
credit loans to home buyers who have no access to HMDF or commercial
bank through in-house financing which are average
at around 12% per year maximum up to 10 years or so.</p><p style="text-align: justify;"><b>Positive Demand & Opportunities for Real Estate? </b></p><p style="text-align: justify;">The
property market outlook for 2021 is a bit lowered as expected with the
investors and businessmen confidence have waned down due to slow
response of the national government on the public health crisis.
According to other sources, the property market will focus mostly
primarily on residential real estate outside of NCR, facilities for
warehousing and logistic centers and some speculation with
telecommunication due to the aggressive move of a third telecommunications service provider - DITO Telecommunity Philippines.</p><p style="text-align: justify;">IT-BPO
companies will still remain as top employer in our country with workers opting to work from home. However, increase in cost in acquisition of new equipment for work from home setup is adding expenses to these companies and are possibly moving out from the country to more labor friendly countries which is still in question at of this writing. </p><p style="text-align: justify;">Continuing construction of infrastructures will
still continue under a <a href="https://www.cfbaluyutrealty.com/2020/07/the-philippine-economy-and-new-normal.html" rel="nofollow" target="_blank">"new normal"</a> with extended date of deadline but
with lesser number of workers at 30% based on IATF guidelines. </p><p style="text-align: justify;">Recent trends of the <a href="https://www.cfbaluyutrealty.com/2020/12/understanding-real-estate-markets-cycle.htmlhttps://www.cfbaluyutrealty.com/2020/12/understanding-real-estate-markets-cycle.html" target="_blank">market cycle</a>
of people from National Capital Region are searching towards nearby
provinces such as Pampanga, Bulacan and Tarlac as their second home or
possibly migrate to these provinces which are closer and highly
accessible to Metro Manila.<br /></p><i><b>To be continued....</b></i><br /><p>Sources:</p><ul style="text-align: left;"><li><span style="font-size: x-small;"><a href="https://www.bbc.com/news/health-55388846" rel="nofollow" target="_blank">New coronavirus variant: What do we know?</a></span></li><li><span style="font-size: x-small;"><a class="fancy-title" data-ember-action-17="17" data-ember-action="" href="https://virological.org/t/preliminary-genomic-characterisation-of-an-emergent-sars-cov-2-lineage-in-the-uk-defined-by-a-novel-set-of-spike-mutations/563">Preliminary genomic characterisation of an emergent SARS-CoV-2 lineage in the UK defined by a novel set of spike mutations</a></span></li><li><a href="https://www.philstar.com/business/2021/01/25/2072732/banks-tighten-lending-standards" rel="nofollow" target="_blank"><span style="font-size: x-small;">Banks tighten lending standards</span></a></li><li><a href="https://businessmirror.com.ph/2021/01/08/banks-confidence-in-phl-economy-wanes-bsp-poll/" rel="nofollow" target="_blank"><span style="font-size: x-small;">Banks’ confidence in PHL economy wanes–BSP poll</span></a></li><li><a href="https://www.scmp.com/magazines/style/news-trends/article/3107653/philippines-real-estate-does-metro-manilas-move-towards" rel="nofollow" target="_blank"><span style="font-size: x-small;">Philippines
real estate: does Metro Manila’s move towards flexible online payment
and virtual luxury home inspections make now a good time to invest</span></a></li><li><a href="https://www.cnnphilippines.com/business/2021/1/28/2020-Q4-full-year-GDP.html" rel="nofollow" target="_blank"><span style="font-size: x-small;">PH economy plunges by record -9.5% in 2020 as Q4 GDP maintains slump</span></a></li><li><a href="https://www.rappler.com/nation/philippines-ranking-countries-covid-19-pandemic-response-lowy-institute" rel="nofollow" target="_blank"><span style="font-size: x-small;">Philippines among laggards at 79th out of 98 countries in pandemic response index</span></a></li><li><a href="https://www.straitstimes.com/asia/se-asia/philippines-suffers-worst-job-losses-in-15-years-due-to-covid-19-and-lockdown" rel="nofollow" target="_blank"><span style="font-size: x-small;">Philippines suffers worst job losses in 15 years due to Covid-19 and lockdown</span></a><span style="font-weight: normal;"><span style="font-size: x-small;"> </span></span></li><li><a href="https://www.cnnphilippines.com/news/2021/1/29/Philippines-community-quarantine-Metro-Manila-GCQ-February.html" rel="nofollow" target="_blank"><span style="font-weight: normal;"><span style="font-size: x-small;">Metro Manila, Cordillera Region under GCQ status in February</span></span></a><span style="font-size: x-small;"> </span></li><li><span style="font-size: x-small;">Photo Credits: <a href="http://freedigitalphotos.net">freedigitalphotos.net</a></span></li></ul><p><span style="font-family: inherit;"><b style="background-color: white; text-align: left;"><span style="font-family: inherit;">About the Writer</span></b></span><br />
<b style="background-color: white; color: #666666; font-family: "trebuchet ms", trebuchet, verdana, sans-serif; font-size: 13.2px; text-align: left;"><br /></b>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqcIT_Ii-iuINnguLXXpT-MAJQl_oEvjz0rFugIiV8r8t6x-dEWkRa7eDDmrjKFv27W0RiWqHo-JwfWsZuzhFMNMDrBDAfuk_ct1LwIe3tzv8VuRxPXNxwzU8WUlrdyXyJBCj85eL8J48o/s1600/bfbaluyut.jpg" style="clear: right; color: #888888; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="720" data-original-width="872" height="165" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqcIT_Ii-iuINnguLXXpT-MAJQl_oEvjz0rFugIiV8r8t6x-dEWkRa7eDDmrjKFv27W0RiWqHo-JwfWsZuzhFMNMDrBDAfuk_ct1LwIe3tzv8VuRxPXNxwzU8WUlrdyXyJBCj85eL8J48o/s200/bfbaluyut.jpg" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; border: 1px solid rgb(238, 238, 238); box-shadow: rgba(0, 0, 0, 0.1) 1px 1px 5px; padding: 5px; position: relative;" width="200" /></a></div>
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<a href="https://ph.linkedin.com/in/bfbaluyut" style="background-color: white;"><span style="color: blue;">CRB Benedict Baluyu</span></a><a href="https://ph.linkedin.com/in/bfbaluyut" style="background-color: white;"><span style="color: blue;">t</span></a><span style="background-color: white;"> is
a professional real estate broker, real estate appraiser and associate
of C. F. Baluyut Realty. He is currently the Vice President for External
Affairs, Real Estate Brokers Association of the Philippines, Inc.
(REBAP) - Pampanga Chapter. You can get in touch with him at </span><span style="background-color: white;"><a href="https://www.cfbaluyutrealty.com/p/home.html">h</a><a href="https://www.cfbaluyutrealty.com/p/home.html">ttps://www.cfbaluyutrealty.com</a></span><span style="background-color: white;">.</span></div>
</div><p> <br /></p><p><span style="font-size: x-small;"> </span></p><p> </p><p>Copyright 2004 - 2021 C. F. Baluyut Realty | Real Estate in Pampanga, Philippines. All Rights Reserved.</p><p> </p><p><br /></p>askforzonhttp://www.blogger.com/profile/15026834381526412080noreply@blogger.comtag:blogger.com,1999:blog-7825733105865273256.post-6191820214554584512021-01-31T08:00:00.002+08:002021-02-04T22:41:28.668+08:00Real Estate Property Listings - Available As of January 2021<div class="MsoNormal">
Good Day Investors!</div>
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Here is the list of our properties in our inventory we had included the links and pictures posted in this website.</div>
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Legend:</div>
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RS - Residential House and Lot, Condominium, Apartment Complex</div>
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AS - Agricultural / Agro-Industrial </div>
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CO - Commercial / Hotel / Building</div>
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Properties For Sale:<o:p></o:p><br />
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RS-004-2019 (Residential / House & Lot)</div>
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Property: House & Lot For Sale<br />
Location: Camachiles, Mabalacat City, Pampanga<br />
<a href="https://www.cfbaluyutrealty.com/2019/04/for-sale-ready-for-occupancy-house-and.html">https://www.cfbaluyutrealty.com/2019/04/for-sale-ready-for-occupancy-house-and.html</a><o:p></o:p></div>
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RS-006-2019 (Residential / Condominium)<o:p></o:p><br />
Property: Residential Condominium For Sale<br />
Location: Bel-Air, Makati City </div>
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<a href="https://www.cfbaluyutrealty.com/2019/08/for-sale-one-bedroom-ready-for.html">https://www.cfbaluyutrealty.com/2019/08/for-sale-one-bedroom-ready-for.html</a><o:p></o:p></div>
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RS Code 007-2019 (Residential)<o:p></o:p><br />
Property: Residential Condominium For Sale<br />
Location: MalabaÑas, Angeles City </div>
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<a href="https://www.cfbaluyutrealty.com/2019/09/property-for-sale-combined-studio-condo.html">https://www.cfbaluyutrealty.com/2019/09/property-for-sale-combined-studio-condo.html</a><o:p></o:p></div>
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AS-001-2018 (Agricultural)<o:p></o:p><br /><div class="MsoNormal">
Property: Farm Lot For Sale<br />
Location: San Simon, Pampanga<br />
<a href="https://www.cfbaluyutrealty.com/2019/08/for-sale-agricultural-lot-for-sale.html">https://www.cfbaluyutrealty.com/2019/08/for-sale-agricultural-lot-for-sale.html</a></div>
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<br /></div>For more information, please contact us at:
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CRB Benedict Baluyut, REB</div>
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PRC REBL No. 0008358</div>
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Mobile No. 09175100734 (Globe / Whatsapp/ Viber)</div>
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Website: <a href="http://www.cfbaluyutrealty.com/">www.cfbaluyutrealty.com</a></div>
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<br /></div>Copyright 2004 - 2021 C. F. Baluyut Realty | Real Estate in Pampanga, Philippines. All Rights Reserved.</div>askforzonhttp://www.blogger.com/profile/15026834381526412080noreply@blogger.comtag:blogger.com,1999:blog-7825733105865273256.post-87354747967569895802021-01-04T08:00:00.008+08:002021-01-23T01:07:48.323+08:00INSIDE REAL ESTATE: Due Diligence, Why The Need to do This?<div><p style="text-align: justify;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/FrS5yT9nINytIyUGvgxOdz1lK9VpU6j2oPDGBqQB0JcZQXhK1v9U8gq9mVmiCt88GqCRnHgzoqZjRMywPA_3UgPyg1T9_1NHXIg2JwDteRzf_pxtWXT2NC_NVbVwvwhd1UFbV8Lf3g=s639" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="465" data-original-width="639" height="324" src="https://1.bp.blogspot.com/FrS5yT9nINytIyUGvgxOdz1lK9VpU6j2oPDGBqQB0JcZQXhK1v9U8gq9mVmiCt88GqCRnHgzoqZjRMywPA_3UgPyg1T9_1NHXIg2JwDteRzf_pxtWXT2NC_NVbVwvwhd1UFbV8Lf3g=w445-h324" width="445" /></a></div><br /></div><div style="text-align: justify;">To most sellers particularly non-accredited real estate salesperson are not familiar with such activity even with some PRC licensed real estate brokers who are only doing project selling which does not require much due diligence as long as real estate developers are compliant with Housing and Land Use Regulatory Board (now known as Department of Human Settlements and Urban Development - DHSUD) requirements before selling such properties like copy of License to Sell (LTS) which we also ask the marketing officers of land developers to give us before getting ourselves accredited and sell the project. This is one such example of conducting due diligence in what we in the real estate selling practice do is ask for an LTS before getting ourselves accredited with a developer.<br /></div><p style="text-align: justify;"></p><p style="text-align: justify;">However in resale properties (real estate properties with private owners and no longer under the developers' disposition) the performance of due diligence is very important and should be conducted by real estate professional in investigating a real estate property. <span></span></p><a name='more'></a><br /><p></p><p style="text-align: justify;"><i><b>Why Conduct Due Diligence?</b></i></p><p style="text-align: justify;">In the real estate practice, there are only a handful of people who can
perform or conduct a thorough investigation of such <a href="https://www.cfbaluyutrealty.com/p/properties.html" target="_blank">real estate properties</a> in question but unbeknownst to them that the particular
property they are buying could have legal complications which vary from
different degrees that it can be resolved immediately or it is undergoing court litigation at the moment from the owners or heirs who are having some intra-judicial problems due to unequal sharing of an inheritance left by the original owner(s) is just one of the examples of this. </p><p style="text-align: justify;"><b><i>Consequences of Not Performing Due Diligence?</i></b><br /></p><p style="text-align: justify;">Some prospective buyers do the arms-length transaction
without knowing the problems attributed with the property leaving them scammed or duped with your hard-earned investment in the process without
knowing the intricacies of a thorough investigation. Like what
detectives do in a crime scene, the process of due diligence helps the broker(s) in finding problems of the property from legal problem, to site inspection, restrictions on use of property etc.<br /></p><p><i><b>Conclusion</b></i></p><p style="text-align: justify;">Conducting real estate <a href="https://www.cfbaluyutrealty.com/p/land-title-certificate-of-transfer-and.html" target="_blank">due diligence</a> is very necessary and important before the conduct of arms-length transaction between two parties (the seller and buyer). A knowledgeable real estate broker who is selling a property would go great depths in performing such tasks in a way that can give the buyer an assurance of safety against legal complications in the future. </p><p style="text-align: justify;">Need advice, consult and assistance in conducting a due diligence on your real estate property in question, contact us <a href="https://www.cfbaluyutrealty.com/p/contact-us.html" target="_blank">here</a>?<br /></p><p>Sources: <br /></p><p>Photo Credits: <a href="https://www.pinclipart.com" rel="nofollow" target="_blank">https://www.pinclipart.com</a><br /></p><p><span style="font-family: inherit;"><b style="background-color: white; text-align: left;"><span style="font-family: inherit;">About the Writer</span></b></span><br />
<b style="background-color: white; color: #666666; font-family: "trebuchet ms", trebuchet, verdana, sans-serif; font-size: 13.2px; text-align: left;"><br /></b>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqcIT_Ii-iuINnguLXXpT-MAJQl_oEvjz0rFugIiV8r8t6x-dEWkRa7eDDmrjKFv27W0RiWqHo-JwfWsZuzhFMNMDrBDAfuk_ct1LwIe3tzv8VuRxPXNxwzU8WUlrdyXyJBCj85eL8J48o/s1600/bfbaluyut.jpg" style="clear: right; color: #888888; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="720" data-original-width="872" height="165" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqcIT_Ii-iuINnguLXXpT-MAJQl_oEvjz0rFugIiV8r8t6x-dEWkRa7eDDmrjKFv27W0RiWqHo-JwfWsZuzhFMNMDrBDAfuk_ct1LwIe3tzv8VuRxPXNxwzU8WUlrdyXyJBCj85eL8J48o/s200/bfbaluyut.jpg" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; border: 1px solid rgb(238, 238, 238); box-shadow: rgba(0, 0, 0, 0.1) 1px 1px 5px; padding: 5px; position: relative;" width="200" /></a></div>
<div style="margin: 0px;">
<a href="https://ph.linkedin.com/in/bfbaluyut" style="background-color: white;"><span style="color: blue;">CRB Benedict Baluyu</span></a><a href="https://ph.linkedin.com/in/bfbaluyut" style="background-color: white;"><span style="color: blue;">t</span></a><span style="background-color: white;"> is
a professional real estate broker, real estate appraiser and associate
of C. F. Baluyut Realty. He is currently the Vice President for External
Affairs, Real Estate Brokers Association of the Philippines, Inc.
(REBAP) - Pampanga Chapter. You can get in touch with him at </span><span style="background-color: white;"><a href="https://www.cfbaluyutrealty.com/p/home.html">h</a><a href="https://www.cfbaluyutrealty.com/p/home.html">ttps://www.cfbaluyutrealty.com</a></span><span style="background-color: white;">.</span></div>
</div><p> </p><p>Copyright 2004 - 2021 C. F. Baluyut Realty | Real Estate in Pampanga, Philippines. All Rights Reserved.</p>askforzonhttp://www.blogger.com/profile/15026834381526412080noreply@blogger.comtag:blogger.com,1999:blog-7825733105865273256.post-75865591762296760842020-12-25T00:00:00.002+08:002020-12-27T10:14:42.678+08:00A Christmas 2020 Message!<p style="text-align: justify;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/8brJV23irNMLbxNlOwz1cLnbMHdGj7NT8ktj-fS9iIUaSeK82J2C9f_OyhPhwzOxWQdyrIH9DfLqDEaX5omTstYlp1bYWFlN5EwP_jN7s0ZOofkamD47MnqIk_wR8aqw8qoDn93X1A=s448" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="448" data-original-width="283" height="518" src="https://1.bp.blogspot.com/8brJV23irNMLbxNlOwz1cLnbMHdGj7NT8ktj-fS9iIUaSeK82J2C9f_OyhPhwzOxWQdyrIH9DfLqDEaX5omTstYlp1bYWFlN5EwP_jN7s0ZOofkamD47MnqIk_wR8aqw8qoDn93X1A=w327-h518" width="327" /></a></div><br />We would to extend our heartfelt gratitude to our clients for continuosly trusting us with our services as we draw closer with a positive outlook towards 2021 with the upcoming news of vaccine and the possible decline of COVID 19. <p></p><p>2020 is one of the toughest years to date in terms of the business climate with negative outlook in every aspect of life brought about the COVID 19 pandemic and we are hoping that we become more resilient and overcome all the odds against this disease. Although, there are few business opportunities we are grateful to our almighty that we have survived but will continue praying for our health and well-being of everyone in this country and the world who are affected with this pandemic. </p><p>Let us not forget that it is the birth of our savior, Jesus Christ who is the celebrant of this day. <br /></p><p>From our team C. F. Baluyut Realty, we wish you all a Merry Christmas and a Happy Holidays with your family! <br /></p><p> </p><p>Copyright 2004 - 2020 C. F. Baluyut Realty | Real Estate in Pampanga, Philippines. All Rights Reserved.</p>askforzonhttp://www.blogger.com/profile/15026834381526412080noreply@blogger.comtag:blogger.com,1999:blog-7825733105865273256.post-13016383432711331032020-12-21T08:00:00.044+08:002020-12-24T10:49:19.588+08:00E-Titles or C-Titles: Computerization of Transfer Certificate of Titles - Land Registration Adminstration Project<p></p><div class="separator" style="clear: both; text-align: center;"><iframe allowfullscreen="" class="BLOG_video_class" height="266" src="https://www.youtube.com/embed/zLh4jVMUWls" width="320" youtube-src-id="zLh4jVMUWls"></iframe></div> <p></p><p style="text-align: justify;">In 2016, the Land Registration Administration (LRA) instituted the computerization of all titles (Original Certificate of Titles, Transfer Certificate of Titles and Condominium Certificate of Titles) as their project in developing a more safer, secure and better written documents than the previous Original Certificate of Title and Transfer Certificate of Title with red markings which were typed with the use of a typewriter.</p><p style="text-align: justify;">For real estate investors this is a must know before engaging in the process of buying a property is to conduct due diligence. A person can conduct due diligence in their part but the work involve in investigating such real estate properties requires attention to detail by a season real estate brokers such as <a href="https://www.cfbaluyutrealty.com/p/our-services.html" target="_blank">C. F. Baluyut Realty</a> which has handled land transfer and investigation over the past 10 years. <br /></p><p style="text-align: justify;"><b><span></span></b></p><a name='more'></a><b> </b><p></p><p style="text-align: justify;"><b>What's the difference of the Red Title and the Blue Title?</b></p><p style="text-align: justify;">The differences between the two titles have added security features and can be accessed by the owners from any Registered of Deeds in the country as long as it is transferred into the new blue title (E-titles). Blue titles have similar watermarks from our bank notes coming from Bangko Sentral ng Pilipinas than the previous title which have limited features and access on the assigned Register of Deeds where the property is located or at central office of the Land Registration Authority in Diliman, Quezon City. </p><p style="text-align: justify;">Blue titles have more clearer <a href="https://www.cfbaluyutrealty.com/2020/07/technical-descriptions-of-tct-how-this.html" target="_blank">technical descriptions</a> written on the transfer or condominium certificate of title. It is detailed and can be read immediately to plot the metes and bounds by a competent and professional licensed geodetic engineer or even some real estate professional who are knowledgeable on reading and plotting the shape of the property. <b> </b></p><p style="text-align: justify;">Security features of the title include a bar and QR codes on pages, biometric face scan of the owners who have converted their old titles to blue titles and many more. <b><br /></b></p><p style="text-align: justify;"><b>Conclusion</b><br /></p><p style="text-align: justify;">Although, we have seen some negative comments and disdain feedback from the social media I was viewing a couple of months ago. I believe the Computerization method of Original Certificate of Titles, Transfer Certificate of Titles and Condominium Certificate of Titles have further improved the Land Registration Authorities services with this innovation in data management. Giving the owners security, less hassles in getting another copies, and no headaches in reconstitution if it the title was lost due to accidents, disasters and other unexpected events like misfiling of records and even fraud. It is indeed hassle- free and worry-free experience on your hard earned investments particularly one's real estate properties including your home. Need help in availing this services? <a href="https://www.cfbaluyutrealty.com/p/contact-us.html" target="_blank">Contact us here</a>.</p><p style="text-align: justify;"><b>A special mention</b><br /></p><p style="text-align: justify;">We would like to thank Mr. Anuj Agarwal of Feedspot.com for choosing as one of the <a data-saferedirecturl="https://www.google.com/url?q=https://blog.feedspot.com/philippines_real_estate_blogs/&source=gmail&ust=1608513075804000&usg=AFQjCNEKXFajz7cs-gHDBN4pNMhQR8Wpfg" href="https://blog.feedspot.com/philippines_real_estate_blogs/" rel="nofollow" target="_blank">Top 20 Philippines Real Estate Blogs.</a> We are very thankful for acknowledging as one of the top bloggers in the Philippines. It is an honor to be among the best. Thank you again and Happy Holidays! <br /></p><p><span style="font-family: inherit;"><b style="background-color: white; text-align: left;"><span style="font-family: inherit;">About the Writer</span></b></span><br />
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<div style="margin: 0px;">
<a href="https://ph.linkedin.com/in/bfbaluyut" style="background-color: white;"><span style="color: blue;">CRB Benedict Baluyu</span></a><a href="https://ph.linkedin.com/in/bfbaluyut" style="background-color: white;"><span style="color: blue;">t</span></a><span style="background-color: white;"> is
a professional real estate broker, real estate appraiser and associate
of C. F. Baluyut Realty. He is currently the Vice President for External
Affairs, Real Estate Brokers Association of the Philippines, Inc.
(REBAP) - Pampanga Chapter. You can get in touch with him at </span><span style="background-color: white;"><a href="https://www.cfbaluyutrealty.com/p/home.html">h</a><a href="https://www.cfbaluyutrealty.com/p/home.html">ttps://www.cfbaluyutrealty.com</a></span><span style="background-color: white;">.</span></div>
</div><p style="text-align: justify;"><br /></p><p>Copyright 2004 - 2020 C. F. Baluyut Realty | Real Estate in Pampanga, Philippines. All Rights Reserved.</p>askforzonhttp://www.blogger.com/profile/15026834381526412080noreply@blogger.comtag:blogger.com,1999:blog-7825733105865273256.post-22238726284853701212020-12-07T08:00:00.035+08:002020-12-20T07:19:35.317+08:00Understanding Real Estate Markets & Cycle amidst COVID 19<p><!--[if gte mso 9]><xml>
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</p><p class="MsoNormal" style="text-align: justify;"> <br /></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/IYd5R2ZeiWCQQm6l4LMM1ck6vVrqFMskXcQc8fLwxCU98i691HgmWH4nmW53UJoNglCXAjfhyqL91CYfs3-y3PFCpaUxvA5X-WKuXpYx6yRRlMWxq3a6qA9WNzmOSND63v-mFXelbA=s1000" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="665" data-original-width="1000" height="299" src="https://1.bp.blogspot.com/IYd5R2ZeiWCQQm6l4LMM1ck6vVrqFMskXcQc8fLwxCU98i691HgmWH4nmW53UJoNglCXAjfhyqL91CYfs3-y3PFCpaUxvA5X-WKuXpYx6yRRlMWxq3a6qA9WNzmOSND63v-mFXelbA=w450-h299" width="450" /></a></div><p></p><br /><p></p><p class="MsoNormal" style="text-align: justify;">With the current situation of the
country and abroad,<a href="https://www.cfbaluyutrealty.com/2020/03/covid-19-effects-to-philippines-and.html" target="_blank"> the global markets have been affected with the COVID 19 pandemic effects to the World Economy</a>. There are current job losses,
missed opportunities and money being lost brought about by such health crisis. All industries are dependent on Real
Estate Market and are heavily connected with the national
economy. In our recent post last February on the <a href="https://www.cfbaluyutrealty.com/2020/01/philippine-economic-outlook-for-2020.html" target="_blank">Philippine economic outlook for 2020</a>, The Philippines had slowed down and has dipped to -7.3 % based
from reports from Asian Development Bank. Contractions have been seen and felt
all throughout the closure of the archipelago since March 16, 2020 to June 30,
2020 (Enhanced Community Quarantine) and the post lifting of ECQ to Modified
General Community Quarantine in July 2020. A lot of businesses were affected with closures
particularly the Micro, Small and Medium Enterprises (MSME) sector, hotel /
tourism sector, airline and travel sector. Other sectors have were also affected with this great pandemic which contributed to the negative dip of the world economy in general. These industries
are co-existing and reliant with each other and the real estate sector at the same time. In a recent reports from PSA released last month, says <a href="https://psa.gov.ph/system/files/PR_Q3-2020-NAP_signed_0.pdf" rel="nofollow" target="_blank">"The Philippines records a GDP growth rate of -11.5 percent in the third quarter of 2020"</a>.</p><p class="MsoNormal" style="text-align: justify;"><span></span></p><a name='more'></a><p></p>
<p class="MsoNormal" style="text-align: justify;"><b>Real Estate Industry’s
Contribution</b></p>
<p class="MsoNormal" style="text-align: justify;">The real estate sector has a great contributory factor to the the national economy. Most establishments in brick and mortar settings are reliant and tied to real estate. Examples of these are the malls with retail shops, restaurants and entertainment areas we visit almost daily. Although online selling and online shops are now trending today they still heavily rely in real estate for infrastructure like telecommunication facilities and towers being built to satisfy the needs of clienteles who are now working from home or communicating via Video Teleconferencing (VTC) to prevent the transmission of COVID 19 in the work place is another example. Furthermore, an example of these are the logistics companies reliant in warehousing facilities for storage of goods and garage of vehicles. Food production may have been slowed recently but Agriculture reigns is in the top list of necessities needed by the population to consumed for their daily sustenance. These are just a few examples and in my opinion that are interconnected with each other and in <a href="https://www.cfbaluyutrealty.com/2020/07/the-philippine-economy-and-new-normal.html" target="_blank">the Philippine Economy and the "New Normal</a>".<br /></p><p class="MsoNormal" style="text-align: justify;"><b>The Real Estate Cycle Charts</b></p><p class="MsoNormal" style="text-align: justify;">The real estate cycle is similar to the business cycle. It comprises of four (4) phases namely: <br /></p>
<p class="MsoNormal" style="text-align: justify;"><i><b>Recovery Phase (I)</b></i> - A market area in revitalization is recognizing the need for monetary input. This is the time for restoration and remodeling. Some structures are torn down to the framing and redeveloped into new structures. The latter is very common in historic districts where large sums of money will be spent to make a property like new.</p>
<p class="MsoNormal" style="text-align: justify;"><i><b>Expansion Phase (II</b></i>) - In a growing area, improvements are newer, there is new construction, and the prices of improved real property tend to approximate the cost of new construction less depreciation. A market area in the growth stage is competing well with other market areas. For example, new home buyers are active.<br /></p>
<p class="MsoNormal" style="text-align: justify;"><i><b>Peak Phase (III)</b></i> - Also known as <b>"Hypersupply</b>". A stable market area is holding its own, and property values are stable or increasing slightly, depending on maintenance levels. Stable market areas are well placed, and the prices of real estate are very dependent on maintenance levels. Potential buyers are no longer looking for new construction but do not really want to rehabilitate old homes yet because prices are high.<br /></p>
<p class="MsoNormal" style="text-align: justify;"><b><i>Contraction Phase (IV</i></b>) - Also known as <b>"Recession</b>". Property values in declining areas are stable or<br />decreasing, and sellers outnumber buyers so prices must fall to attract more demand. At this stage, vacancies are increasing and some building improvements are deteriorated or my even be razed. Deferred maintenance becomes more apparent as the market declines. Most properties need some work but not enough to make them unusable. <br /></p>
<p class="MsoNormal" style="text-align: justify;"><b> </b></p><div class="separator" style="clear: both; text-align: center;"><b><a href="https://1.bp.blogspot.com/4qEQLIccYVebgmkOoACjbN9lDQMYm1RnUtGtqzKjqEG7y2Ru5WiTZxTG8AiEb87b_4EvjRzK2zjvGCCzFHNPirD0vxdukhlgv3kq1EgSYbR_kQsgV0PYcmfGmTreoGKbZ3UEqe_A_Q=s638" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="493" data-original-width="638" height="446" src="https://1.bp.blogspot.com/4qEQLIccYVebgmkOoACjbN9lDQMYm1RnUtGtqzKjqEG7y2Ru5WiTZxTG8AiEb87b_4EvjRzK2zjvGCCzFHNPirD0vxdukhlgv3kq1EgSYbR_kQsgV0PYcmfGmTreoGKbZ3UEqe_A_Q=w576-h446" width="576" /></a></b></div><b><br /></b><p></p><p class="MsoNormal" style="text-align: justify;"><b>End of COVID 19 in Sight and the Future Philippine Real Estate Outlook?</b></p>
<p class="MsoNormal" style="text-align: justify;">A few weeks, scientists from
different pharmaceutical companies like Pfizer, Moderna and AstraZeneca –
Oxford University collaboration have already released their findings for a
vaccine with 90% efficacy in combating COVID 19. Other manufacturers like Sinovac (People's Republic of China) and Gamaleya (Russia) have already submitted their proposals to the Philippine Government. However, the Department of Science and Technology (DOST) have mentioned that these vaccine should be studied first before approval by Food and Drug Administration by 2021. This good news has brought
great joy and good tidings with the coming holiday season with the possible
release of Phase 4 by early 2021 or so. Still, precautionary measures and basic health safety protocols should be strictly followed and implemented in combating this pandemic while there are no available
vaccines yet in the market and with our national government's plan to purchase 60 million doses of Anti-Covid 19 vaccines in the next fiver years and develop herd immunity among the local populace. </p><p class="MsoNormal" style="text-align: justify;">The real estate sector was highly affected with this pandemic. The positive economic outlook of Asian Development Bank's recent report for 2021 is at 6.5%. Although, we are still reeling from the pandemic and still looking on what will happen in the coming months. I am hopeful that total economic recovery would be felt in the next three to five years in my conservative estimates. <br /></p>
<p><b>Sources: </b></p><ul style="text-align: left;"><li><a href="https://www.adb.org/news/philippine-economy-decline-further-2020-amid-covid-19-recovery-2021" rel="nofollow" target="_blank"><span style="font-size: x-small;">Philippine Economy to Decline Further in 2020 Amid COVID-19, With Recovery in 2021<span class="a-size-extra-large" id="productTitle"> </span></span></a><span class="a-size-extra-large" id="productTitle" style="font-size: x-small;"> </span></li><li><span class="a-size-extra-large" id="productTitle" style="font-size: x-small;">Book: Residential Market Analysis & Highest And Best Use, 3rd Edition by Dan Tosh & George Miller</span><span class="a-size-extra-large" id="productTitle" style="font-size: x-small;"> </span></li><li><span class="a-size-extra-large" id="productTitle" style="font-size: x-small;">Photo Credits No. 1 </span><span style="font-size: x-small;"><b><span style="font-family: inherit;"><span><span style="font-family: inherit;"><span style="background-color: white;"><span><span face=", "blinkmacsystemfont" , "segoe ui" , "roboto" , "oxygen" , "cantarell" , "helvetica neue" , "ubuntu" , sans-serif" style="box-sizing: border-box; color: #1a1a1a; font-weight: 600; margin-bottom: 0px; margin-top: 0px;"><a href="https://www.pexels.com/@rawpixel?utm_content=attributionCopyText&utm_medium=referral&utm_source=pexels" rel="nofollow" style="box-sizing: border-box; margin-bottom: 0px; margin-top: 0px; text-decoration-line: none;" target="_blank">rawpixel.com </a></span><span face=", "blinkmacsystemfont" , "segoe ui" , "roboto" , "oxygen" , "cantarell" , "helvetica neue" , "ubuntu" , sans-serif" style="color: #1a1a1a;">from </span><span face=", "blinkmacsystemfont" , "segoe ui" , "roboto" , "oxygen" , "cantarell" , "helvetica neue" , "ubuntu" , sans-serif" style="box-sizing: border-box; color: #1a1a1a; font-weight: 600; margin-bottom: 0px; margin-top: 0px;"><a href="https://www.pexels.com/photo/person-giving-keys-on-man-1288482/?utm_content=attributionCopyText&utm_medium=referral&utm_source=pexels" rel="nofollow" style="box-sizing: border-box; margin-bottom: 0px; margin-top: 0px; text-decoration-line: none;" target="_blank">Pexels</a></span></span></span></span></span> </span></b><span class="a-size-extra-large" id="productTitle"> </span></span></li><li><span class="a-size-extra-large" id="productTitle" style="font-size: x-small;">Photo Credits No. 2: Rental Property Investing / Kidder Matthew <br /></span></li></ul><div class="a-spacing-none a-text-normal" id="title" style="text-align: left;"><span class="a-size-extra-large" id="productTitle"><span style="font-size: x-small;"> </span><br /></span></div><p><span style="font-family: inherit;"><b style="background-color: white; text-align: left;"><span style="font-family: inherit;">About the Writer</span></b></span><br />
<b style="background-color: white; color: #666666; font-family: "trebuchet ms", trebuchet, verdana, sans-serif; font-size: 13.2px; text-align: left;"><br /></b><b style="background-color: white; color: #666666; font-family: "trebuchet ms", trebuchet, verdana, sans-serif; font-size: 13.2px; text-align: left;"><br /></b>
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<div style="margin: 0px;">
<a href="https://ph.linkedin.com/in/bfbaluyut" style="background-color: white;"><span style="color: blue;">CRB Benedict Baluyu</span></a><a href="https://ph.linkedin.com/in/bfbaluyut" style="background-color: white;"><span style="color: blue;">t</span></a><span style="background-color: white;"> is
a professional real estate broker, real estate appraiser and associate
of C. F. Baluyut Realty. He is currently the Vice President for External
Affairs, Real Estate Brokers Association of the Philippines, Inc.
(REBAP) - Pampanga Chapter. You can get in touch with him at </span><span style="background-color: white;"><a href="https://www.cfbaluyutrealty.com/p/home.html">h</a><a href="https://www.cfbaluyutrealty.com/p/home.html">ttps://www.cfbaluyutrealty.com</a></span><span style="background-color: white;">.</span></div>
</div><p> </p><p> </p><p> </p><p> </p><p>Other Related Articles:</p><div class="post-title entry-title" itemprop="name" style="text-align: left;"><span style="font-size: x-small;"><a href="https://www.cfbaluyutrealty.com/2020/11/inside-real-estate-what-are-expenses-in.html#more" target="_blank">Inside Real Estate: What Are The Expenses In Your Real Estate Transaction?</a></span><span style="font-size: x-small;"><span style="font-weight: normal;"> </span></span></div><div class="post-title entry-title" itemprop="name" style="text-align: left;"><a href="https://www.cfbaluyutrealty.com/2020/05/review-of-republic-act-no-7279-why-you.html" target="_blank"><span style="font-size: x-small;"><span style="font-weight: normal;">Case Study of Socialized Housing Properties: Can You Sell Your Property Or Not?</span></span></a></div><div class="post-title entry-title" itemprop="name" style="text-align: left;"><span style="font-size: x-small;"><a href="https://www.cfbaluyutrealty.com/2020/05/inside-real-estate-on-buying-your-first.html">INSIDE REAL ESTATE: On Buying Your First Home</a></span></div><p> Copyright 2004 - 2020 C. F. Baluyut Realty | Real Estate in Pampanga, Philippines. All Rights Reserved.</p>askforzonhttp://www.blogger.com/profile/15026834381526412080noreply@blogger.comtag:blogger.com,1999:blog-7825733105865273256.post-79983746941403166932020-11-30T08:00:00.014+08:002020-12-20T07:18:43.915+08:00La Aldea Fernandina II Presents - The Blue Series <p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/Xz_XLddaoaSAReCr1okJaSU3uyJugXJEDUSF4v8kZGM9k3bsPmfNWehvVpOPosRi8TMcX6mWnL5xpAWFpQAoanCgoWDCPLxDNmg5QzK0EuZZoAXfr0olUUOQ2xfv3bc3s9ILCYgoyA=s2400" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1440" data-original-width="2400" height="355" src="https://1.bp.blogspot.com/Xz_XLddaoaSAReCr1okJaSU3uyJugXJEDUSF4v8kZGM9k3bsPmfNWehvVpOPosRi8TMcX6mWnL5xpAWFpQAoanCgoWDCPLxDNmg5QzK0EuZZoAXfr0olUUOQ2xfv3bc3s9ILCYgoyA=w592-h355" width="592" /></a></div>With the ongoing pandemic, the developers, Pueblo de Oro Communities, recently launched their new series of affordable home - The Blue Series.<p></p><p style="text-align: justify;">The current designs (Green Series) for the <a href="https://www.cfbaluyutrealty.com/p/la-aldea-fernandina-ii-f.html" target="_blank">La Aldea Fernandina 2</a> here in City of San Fernando, Pampanga was launched in 2018 coinciding with the opening of this new subdivision. It has a lot of differences compared with the latter. </p><p style="text-align: justify;">The Blue Series has more modern contemporary design compared to the Green Series. It has more aesthetic appeal in its looks and vibe compared with its predecessor. The second floor will be a loft type structure. The newly launched homes will have provision for a one parking garage for a unit owners' vehicle to utilize as seen on the floor plans below and is almost similar to the first phase located at La Aldea Fernandina in 2011.</p><p style="text-align: justify;"><span></span></p><a name='more'></a><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/QdWSnX1G67bKyGhRg03MRkzhAWcZdUsZdwICzMMjuUgxmKr0-qyGx7CK7c0Qxi8YS7yKsXHCf2UkFgKbckO0i2FHbw5sUK0ds3kvNcJmcjd9V1DBpDyAXTj2vWw224XRteP0HcFk2g=s2400" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1553" data-original-width="2400" height="356" src="https://1.bp.blogspot.com/QdWSnX1G67bKyGhRg03MRkzhAWcZdUsZdwICzMMjuUgxmKr0-qyGx7CK7c0Qxi8YS7yKsXHCf2UkFgKbckO0i2FHbw5sUK0ds3kvNcJmcjd9V1DBpDyAXTj2vWw224XRteP0HcFk2g=w550-h356" width="550" /></a></div><p></p><p style="text-align: justify;">The different amenities areas of La Aldea Fernandina 2 where completed in 2019. These includes the clubhouse, subdivision gate and the guard house. In its <a href="https://www.cfbaluyutrealty.com/2018/06/whats-new-construction-of-la-aldea.html" target="_blank">pre-development stage and concept</a>, La Aldea Fernandina II will have a saleable units of 1,108 of townhomes which will create a ambient community and neighborhood who wish to be in a different setting in the comforts of city living. <br /></p><br /><p style="text-align: left;"></p><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://1.bp.blogspot.com/JbWcPT2q6xbWfa91wn_AgA5w00D56eGKyD4S89BPtUA7ojTrQccY64wzK_lM7Npp-s5agymnFx_RDia4oIhmEQqEYB7zNVaA1dBs7DEiphwTWKFvW0RXU5vYwNY6V-RyScQ6XivCtA=s500" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="318" data-original-width="500" height="290" src="https://1.bp.blogspot.com/JbWcPT2q6xbWfa91wn_AgA5w00D56eGKyD4S89BPtUA7ojTrQccY64wzK_lM7Npp-s5agymnFx_RDia4oIhmEQqEYB7zNVaA1dBs7DEiphwTWKFvW0RXU5vYwNY6V-RyScQ6XivCtA=w455-h290" width="455" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;"><b>Green Series Floor Plan</b><br /></td></tr></tbody></table><br /><p></p><p style="text-align: justify;">Comparing with the two, The inner units of the Blue Series will have provision for one parking areas for unit owners to use compared with the Green Series and the La Aldea Fernandina I which only has provision for end unit owners located in corner lots. <br /></p><p style="text-align: left;"> The Introductory prices of The Blue Series are as follow:</p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/aiTtDe_UcMX63FU0vM2EKKc2yo3aNmkkX37n9CaPDftQb-xmUar5isrS843JIxZrAfxTZh_VjqP5Fci4yu9b_WZ91ScOfvu33fZgrC7aOHBh3hAfhJetb7qa0ZGCMDOQ7ILx8wsNIA=s985" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="251" data-original-width="985" height="161" src="https://1.bp.blogspot.com/aiTtDe_UcMX63FU0vM2EKKc2yo3aNmkkX37n9CaPDftQb-xmUar5isrS843JIxZrAfxTZh_VjqP5Fci4yu9b_WZ91ScOfvu33fZgrC7aOHBh3hAfhJetb7qa0ZGCMDOQ7ILx8wsNIA=w638-h161" width="638" /></a></div><p>Currently there is no available payment schemes yet for this but we will post some updates in the coming weeks on the Blue Series and there is a possible gradual increase on properties a few months of after the lockdown. For those who are interested to know more of La Aldea Fernandina II or have inquiries viewing schedule)<span></span> on our project visit our link <a href="https://www.cfbaluyutrealty.com/p/contact-us.html" target="_blank">here</a>. </p><p><br /></p><p style="text-align: left;"><span style="font-family: inherit;"><span style="font-size: small;"><b><i><b style="background-color: white;"><span style="font-family: inherit;">About the Writer</span></b><br />
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<div style="text-align: justify;">
<span style="background-color: white; color: blue; text-align: justify;"> <a href="https://ph.linkedin.com/in/bfbaluyut" style="background-color: white; text-align: justify;" target="_blank">CRB Benedict Baluyut</a></span><span style="background-color: white; text-align: justify;"> is
a professional real estate broker, real estate appraiser and associate
of C. F. Baluyut Realty. He is currently the Vice President for External
Affairs, Real Estate Brokers Association of the Philippines, Inc.
(REBAP) - Pampanga Chapter. You can get in touch with him at </span><span style="background-color: white; text-align: justify;"><a href="https://www.cfbaluyutrealty.com/p/home.html">h</a><a href="https://www.cfbaluyutrealty.com/p/home.html">ttps://www.cfbaluyutrealty.com</a></span><span style="background-color: white; text-align: justify;">.</span></div>
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</div><div style="text-align: justify;"><div style="text-align: justify;"><b>Other articles to read:</b></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">What You Should Know About Estate Settlement <a href="https://bit.ly/33fWUzV">https://bit.ly/33fWUzV</a></div><div style="text-align: justify;">Why Should Avail Your Tax Amnesty For Your Real Estate Properties <a href="https://bit.ly/3n6ItWP">https://bit.ly/3n6ItWP</a></div>
<span style="font-family: inherit;"><span style="font-size: small;"> </span></span>
</div><p style="text-align: left;"><br /></p><p>Copyright 2004 - 2020 C. F. Baluyut Realty | Real Estate in Pampanga, Philippines. All Rights Reserved.</p><br />askforzonhttp://www.blogger.com/profile/15026834381526412080noreply@blogger.comtag:blogger.com,1999:blog-7825733105865273256.post-55234230624778148592020-11-23T08:00:00.033+08:002021-01-27T22:21:09.247+08:00Understanding Real Estate Market Valuation Reports (Real Estate Appraisal): Basics of the Narrative Report<p style="text-align: justify;"><span style="font-family: inherit;"><span style="font-size: small;"> </span></span></p><div class="separator" style="clear: both; text-align: center;"><span style="font-family: inherit;"><span style="font-size: small;"><a href="https://1.bp.blogspot.com/S0my9eRG_BMBXf36gb9IKt0S8u9CHzs253phW5IEkxPm46-58ydOTVKynebcbao3ol41ZRTJHPqjktDhkpvWYcrlx-W7Vk3KGmYlXdpMEWaFqxDv3I6-iFp6kw6bfQW-N5TOBMfWHw=s640" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="480" data-original-width="640" height="422" src="https://1.bp.blogspot.com/S0my9eRG_BMBXf36gb9IKt0S8u9CHzs253phW5IEkxPm46-58ydOTVKynebcbao3ol41ZRTJHPqjktDhkpvWYcrlx-W7Vk3KGmYlXdpMEWaFqxDv3I6-iFp6kw6bfQW-N5TOBMfWHw=w561-h422" width="561" /></a></span></span></div><span style="font-family: inherit;"><span style="font-size: small;"> </span></span><p></p><p style="text-align: justify;"><span style="font-family: inherit;"><span><span style="font-size: small;">With the recent COVID 19 pandemic, people are more having a tighter grip on their funds and some have opted to forego their plans for acquisition of properties or other investments. The future seems to be a bit dim right now but there is a glimmer of hope over the horizon on the course of vaccination discovery in the time of this writing and full production in the coming months by 2021. </span></span></span></p><p style="text-align: justify;"><span style="font-family: inherit;"><span><span style="font-size: small;">We recently received a call from Mr. C who happens to own a vacant residential lot somewhere in the town of Floridablanca, Pampanga. He was referred to us by a colleague and fellow real estate broker by Ms. DD. He was requesting if we can make an appointment with them on the property and possibly discuss the hiring the services of a <a href="https://www.cfbaluyutrealty.com/p/our-services.html" target="_blank">professional real estate appraiser</a>. However, in our recent discussions with Mr. C as he was hesitant in getting his property appraised because it is an added cost and burden in his part as we have told him that appraisal report may be a cost a bit for the owners but the benefits of the market valuation report could benefit him more and give him another perspective if he decides to stay or build his house on the subject property or just sell it off as it is if he intends to?</span></span></span></p><p style="text-align: justify;"><span style="font-family: inherit;"></span></p><a name='more'></a><div style="text-align: justify;"><span style="font-family: inherit;"><span><span style="font-size: small;">In our previous appraisal or market valuation reports, we give the clients an detailed idea on how appraisal works in the determining their property values from the Three Approaches in Determining Value are<b> -</b> Market Data / Sales Approach, Income Approach and Cost Approach</span></span>es and these are what we have been using on <a href="https://www.cfbaluyutrealty.com/2020/02/how-real-estate-appraisers-determine.html" target="_blank">how real estate appraisers determine one's real property value</a><span><span style="font-size: small;">. </span></span></span></div><p style="text-align: justify;"><span style="font-family: inherit;"><span><span style="font-size: small;">However, some clients cannot understand the jargon on the <a href="https://www.cfbaluyutrealty.com/2018/09/determining-your-net-assets-thru-real.html" target="_blank">real estate market valuation</a> of their property knowing only the certificate of valuation is the only thing that they want to view. But to delve and understand how we arrive on our estimations we clearly explain and show them on how did this happen not only in our conclusions but also in our face to face or virtual conferencing settings for them to get the gist of this discussion. </span></span></span></p><p style="text-align: justify;"><span style="font-family: inherit;"><span><span style="font-size: small;">Valuation Reports have no predetermined value in mind as we have used different methods, processes and techniques in determining it. Based on our experience, it requires 7 calendar days for a vacant residential property (lot) to complete such work or task and also we do research on other factors that can determine or affect the value of property which we have listed below:</span></span></span></p><p style="text-align: justify;">
</p><p>
</p><ul style="text-align: left;"><li><span style="font-family: inherit;"><b><i><span>Location
of the property, accessibility, and neighborhood quality;</span></i></b></span></li><li><span style="font-family: inherit;"><b><i><span>Size,
shape, elevation, street frontage;</span></i></b></span></li><li><span style="font-family: inherit;"><b><i><span>Highest
and best-legal use of the land;</span></i></b></span></li><li><span style="font-family: inherit;"><b><i><span>The
asking prices of comparable properties in the adjoining areas; </span></i></b></span></li><li><span style="font-family: inherit;"><b><i><span>Personal judgment, observation, experience of
the appraiser;</span></i></b></span></li></ul><span style="font-family: inherit;">
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</span></span><span><span style="font-size: small;">Furthermore, we value our genuine work, opinion of value and stand firm on our judgement and experiences on the valuation process as we put hard work in assembling a market valuation report unique with every client's needs and with our intentions of providing best real estate appraisal services in Pampanga and Central Luzon. </span></span></span></div><div style="text-align: justify;"><span style="font-family: inherit;"><span><span style="font-size: small;"> </span></span></span></div><div style="text-align: justify;"><span style="font-family: inherit;"><span><span style="font-size: small;">Have other questions in real estate market valuation / appraisal on one's property? Visit our website at <a href="http://www.cfbaluyutrealty.com">www.cfbaluyutrealty.com</a> or send us a message in this <a href="https://www.cfbaluyutrealty.com/p/contact-us.html" target="_blank">link</a>. <br /></span></span></span></div><div style="text-align: justify;"><span style="font-family: inherit;"><span><span style="font-size: small;"> </span></span></span></div><div style="text-align: justify;"><span style="font-family: inherit;"><span><span style="font-size: small;"> </span></span></span></div><div style="text-align: justify;"><span style="font-family: inherit;"><span><span style="font-size: small;"><span><b style="background-color: white; text-align: left;"><span><span style="background-color: white;"><span style="font-size: small;">Photo by <span face=", "blinkmacsystemfont" , "segoe ui" , "roboto" , "oxygen" , "cantarell" , "helvetica neue" , "ubuntu" , sans-serif" style="box-sizing: border-box; font-weight: 600; margin-bottom: 0px; margin-top: 0px;"><a href="https://www.pexels.com/@energepic-com-27411?utm_content=attributionCopyText&utm_medium=referral&utm_source=pexels" rel="nofollow" style="box-sizing: border-box; margin-bottom: 0px; margin-top: 0px; text-decoration-line: none;" target="_blank">energepic.com </a></span>from <span face=", "blinkmacsystemfont" , "segoe ui" , "roboto" , "oxygen" , "cantarell" , "helvetica neue" , "ubuntu" , sans-serif" style="box-sizing: border-box; font-weight: 600; margin-bottom: 0px; margin-top: 0px;"><a href="https://www.pexels.com/photo/architect-composition-data-demonstration-313691/?utm_content=attributionCopyText&utm_medium=referral&utm_source=pexels" rel="nofollow" style="box-sizing: border-box; margin-bottom: 0px; margin-top: 0px; text-decoration-line: none;" target="_blank">Pexels</a></span></span><span style="font-size: small;"> </span></span></span></b></span><br /></span></span></span></div><div style="text-align: justify;"><span style="font-family: inherit;"><span><span style="font-size: small;"> </span></span></span></div><div style="text-align: justify;"><span style="font-family: inherit;"><span><span style="font-size: small;"> </span></span></span></div><div style="text-align: justify;"><span style="font-family: inherit;"><span><span style="font-size: small;"><b><i><b style="background-color: white;"><span>About the Writer</span></b><br />
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<span style="font-family: inherit;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqcIT_Ii-iuINnguLXXpT-MAJQl_oEvjz0rFugIiV8r8t6x-dEWkRa7eDDmrjKFv27W0RiWqHo-JwfWsZuzhFMNMDrBDAfuk_ct1LwIe3tzv8VuRxPXNxwzU8WUlrdyXyJBCj85eL8J48o/s1600/bfbaluyut.jpg" style="background-color: transparent; clear: left; color: #888888; float: left; margin-bottom: 1em; margin-left: 1em; text-align: center;"><img border="0" data-original-height="720" data-original-width="872" height="165" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqcIT_Ii-iuINnguLXXpT-MAJQl_oEvjz0rFugIiV8r8t6x-dEWkRa7eDDmrjKFv27W0RiWqHo-JwfWsZuzhFMNMDrBDAfuk_ct1LwIe3tzv8VuRxPXNxwzU8WUlrdyXyJBCj85eL8J48o/s200/bfbaluyut.jpg" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; border: 1px solid rgb(238, 238, 238); box-shadow: rgba(0, 0, 0, 0.1) 1px 1px 5px; padding: 5px; position: relative;" width="200" /></a></span></div>
<div style="text-align: justify;"><span style="font-family: inherit;">
<span style="background-color: white; color: blue; text-align: justify;"> <a href="https://ph.linkedin.com/in/bfbaluyut" style="background-color: white; text-align: justify;" target="_blank">CRB Benedict Baluyut</a></span><span style="background-color: white; text-align: justify;"> is
a professional real estate broker, real estate appraiser and associate
of C. F. Baluyut Realty. He is currently the Vice President for External
Affairs, Real Estate Brokers Association of the Philippines, Inc.
(REBAP) - Pampanga Chapter. You can get in touch with him at </span><span style="background-color: white; text-align: justify;"><a href="https://www.cfbaluyutrealty.com/p/home.html">h</a><a href="https://www.cfbaluyutrealty.com/p/home.html">ttps://www.cfbaluyutrealty.com</a></span><span style="background-color: white; text-align: justify;">.</span></span></div>
<div style="text-align: justify;">
</div>
<span style="font-family: inherit;"><br /></span>
<span style="font-family: inherit;"><br /></span>
<div style="text-align: justify;"><span style="font-family: inherit;"><br /></span>
</div><div style="text-align: justify;"><span style="font-family: inherit;"><br /></span>
</div><div style="text-align: justify;"><span style="font-family: inherit;"><br /></span>
</div><div style="text-align: justify;"><span style="font-family: inherit;"><br /></span>
</div><div style="text-align: justify;"><div style="text-align: justify;"><span style="font-family: inherit;"><b> </b></span></div><div style="text-align: justify;"><span style="font-family: inherit;"><b>Other articles to read:</b></span></div><div style="text-align: justify;"><span style="font-family: inherit;"><br /></span></div><div style="text-align: justify;"><span style="font-family: inherit;">What You Should Know About Estate Settlement <a href="https://bit.ly/33fWUzV">https://bit.ly/33fWUzV</a></span></div><div style="text-align: justify;"><span style="font-family: inherit;">Why Should Avail Your Tax Amnesty For Your Real Estate Properties <a href="https://bit.ly/3n6ItWP">https://bit.ly/3n6ItWP</a></span></div>
</div><span style="font-family: inherit;"><span><span style="font-size: small;"> </span></span></span></div><span style="font-family: inherit;"></span></div><div><span style="font-family: inherit;"></span><p style="text-align: justify;"><!--[if gte mso 9]><xml>
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<![endif]--></p><p style="text-align: justify;"><span style="font-family: inherit;"><span style="font-size: small;"> </span></span></p><p>Copyright 2004 - 2020 C. F. Baluyut Realty | Real Estate in Pampanga, Philippines. All Rights Reserved.</p></div>Benhttp://www.blogger.com/profile/17166171156574167917noreply@blogger.comSan Fernando, Pampanga, Philippines15.0593937 120.6567054-13.250840136178846 85.5004554 43.369627536178847 155.81295540000002tag:blogger.com,1999:blog-7825733105865273256.post-40809042099138747752020-11-09T10:56:00.012+08:002020-11-23T07:49:12.339+08:00Inside Real Estate: What Are The Expenses In Your Real Estate Transaction?<p> <span style="font-family: inherit;"><span style="font-size: small;"></span></span></p><div class="separator" style="clear: both; text-align: center;"><span style="font-family: inherit;"><span style="font-size: small;"><a href="https://1.bp.blogspot.com/ZkuoNo3h6VQm9EWkpE0hK3sDiQl5ISKHBmlrmod2LWbzLwgeh3-fZPIjSpXLwA4q3whHA6K6RT3T6IJS2lOkH-2KcIOwrucOhQsZmKolpKPQlpOPyKTu-C2g1T8bwZ3NWtwFAB4RmQ=s640" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="400" data-original-width="640" height="353" src="https://1.bp.blogspot.com/ZkuoNo3h6VQm9EWkpE0hK3sDiQl5ISKHBmlrmod2LWbzLwgeh3-fZPIjSpXLwA4q3whHA6K6RT3T6IJS2lOkH-2KcIOwrucOhQsZmKolpKPQlpOPyKTu-C2g1T8bwZ3NWtwFAB4RmQ=w565-h353" width="565" /></a></span></span></div><span style="font-family: inherit;"><span style="font-size: small;"><br /></span></span><p></p><div style="text-align: justify;"><span style="font-family: inherit;"><span style="font-size: small;"> </span></span></div><div style="text-align: justify;"><span style="font-family: inherit;"><span style="font-size: small;">In
the past few years, a lot of previous and potential clients would ask
about the expenses on the sale of a property like taxes paid when
undergoing real estate transactions from acquisition to transfer of
real properties and we have included them in this article for
everyone's information in doing transactions for real estate properties.</span></span></div><div style="text-align: justify;"><span style="font-family: inherit;"><span style="font-size: small;"> </span></span></div><div style="text-align: justify;"><span style="font-family: inherit;"><span><a name='more'></a></span><span style="font-size: small;"><br /></span></span></div><div style="text-align: justify;"><span style="font-family: inherit;"><span style="font-size: small;"><b>Capital Gains Tax or Creditable Withholding Tax for corporations</b> - <span face=""Helvetica Neue", Helvetica, Helvetica, Arial, sans-serif" style="background-color: white; color: #222222;">Capital
Gains Tax is a tax imposed on the gains presumed to have been realized
by the seller from the sale, exchange, or other disposition of capital
assets located in the Philippines, including pacto de retro sales and
other forms of conditional sale. Capital Gains Tax is six percent (6%).
For corporations, it is called creditable withholding tax and is similar
to capital gains tax. Payment of capital gains tax is one-time only
with BIR and is usually shouldered by owner / seller;<br /></span></span></span></div><div style="text-align: justify;"><span style="font-family: inherit;"><span style="font-size: small;"><br /></span></span></div><div style="text-align: justify;"><span style="font-family: inherit;"><span style="font-size: small;"><b>Documentary Stamp Tax</b> - </span></span>is a tax on documents, instruments, loan
agreements and papers evidencing the acceptance, assignment, sale or
transfer of an obligation, right or property incident thereto. Documentary Stamp Tax is 1.5% of the selling price of the property;</div><div style="text-align: justify;"><span style="font-family: inherit;"><span style="font-size: small;"><br /></span></span></div><div style="text-align: justify;"><b>Transfer Tax - </b>This
is paid to the local treasury of the municipality or city where the
property is located. Computation of transfer tax may vary from different
factors like size of property, assessment value and the city, municipality or province where it is located;<b><br /></b></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><b>Registration Fee - </b>The
fee may vary on the computation parameters established by Register of
Deeds. They may have an actual matrix available there but they will
make adjustments in the computation of the actual property for
registration purposes into one's name. It is better to have it computed after paying to BIR and the city / municipal and provincial government where the transfer tax was paid;<br /></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><b>Other Miscellaneous Fees</b>
- This could be the broker's professional fee if you have hired the
services of a licensed real estate broker to represent you on your
behalf in marketing or selling the property, notarial fee from lawyer's
legal services in signing and notarizing documents for court, for BIR
use or others uses. A broker's fee may vary from the size and amount of the property sold. There is an established industry figures but it is debatable as of this time.<br /></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">With
the ongoing pandemic, need help in this tedious documentation process
of transferring of ownership one's real estate properties? One can avail
of our services by getting in touch with us at our website's <a href="https://www.cfbaluyutrealty.com/p/contact-us.html" target="_blank">contact page</a>.</div><div style="text-align: left;"><br /></div><div style="text-align: left;"><i>C. F. Baluyut Realty provides best real estate properties in Pampanga
and other parts of Central Luzon. Covers wide ranges of properties from
residential, commercial, industrial and agricultural properties for
sale.</i></div><div style="text-align: left;"><br /></div><div style="text-align: left;"><br /></div><div style="text-align: left;">Sources:</div><div style="text-align: left;"><br /></div><div style="text-align: left;"><b><span style="font-family: inherit;"><span style="font-size: x-small;"><span style="font-family: inherit;"><span style="background-color: white;"><span><span face=", "blinkmacsystemfont" , "segoe ui" , "roboto" , "oxygen" , "cantarell" , "helvetica neue" , "ubuntu" , sans-serif" style="color: #1a1a1a;">Photo Credits: </span><span face=", "blinkmacsystemfont" , "segoe ui" , "roboto" , "oxygen" , "cantarell" , "helvetica neue" , "ubuntu" , sans-serif" style="box-sizing: border-box; color: #1a1a1a; font-weight: 600; margin-bottom: 0px; margin-top: 0px;"><a href="https://www.pexels.com/@rawpixel?utm_content=attributionCopyText&utm_medium=referral&utm_source=pexels" rel="nofollow" style="box-sizing: border-box; margin-bottom: 0px; margin-top: 0px; text-decoration-line: none;" target="_blank">rawpixel.com </a></span><span face=", "blinkmacsystemfont" , "segoe ui" , "roboto" , "oxygen" , "cantarell" , "helvetica neue" , "ubuntu" , sans-serif" style="color: #1a1a1a;">from </span><span face=", "blinkmacsystemfont" , "segoe ui" , "roboto" , "oxygen" , "cantarell" , "helvetica neue" , "ubuntu" , sans-serif" style="box-sizing: border-box; color: #1a1a1a; font-weight: 600; margin-bottom: 0px; margin-top: 0px;"><a href="https://www.pexels.com/photo/person-giving-keys-on-man-1288482/?utm_content=attributionCopyText&utm_medium=referral&utm_source=pexels" rel="nofollow" style="box-sizing: border-box; margin-bottom: 0px; margin-top: 0px; text-decoration-line: none;" target="_blank">Pexels</a></span></span></span></span></span> </span></b></div><div style="text-align: left;"><a href="https://www.bir.gov.ph/index.php" rel="nofollow" target="_blank">Bureau of Internal Revenue Website</a></div><div style="text-align: left;">Comprehensive Real Estate Review and Seminar Handbook (2015) - REBAP</div><div style="text-align: left;"><br /></div><div style="text-align: left;"><br /></div>
<span style="font-family: inherit;"><b style="background-color: white; text-align: left;"><span style="font-family: inherit;"><br /></span></b></span>
<span style="font-family: inherit;"><b style="background-color: white; text-align: left;"><span style="font-family: inherit;">About the Writer</span></b></span><br />
<b style="background-color: white; color: #666666; font-family: "trebuchet ms", trebuchet, verdana, sans-serif; font-size: 13.2px; text-align: left;"><br /></b><b style="background-color: white; color: #666666; font-family: "trebuchet ms", trebuchet, verdana, sans-serif; font-size: 13.2px; text-align: left;"><br /></b>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqcIT_Ii-iuINnguLXXpT-MAJQl_oEvjz0rFugIiV8r8t6x-dEWkRa7eDDmrjKFv27W0RiWqHo-JwfWsZuzhFMNMDrBDAfuk_ct1LwIe3tzv8VuRxPXNxwzU8WUlrdyXyJBCj85eL8J48o/s1600/bfbaluyut.jpg" style="clear: right; color: #888888; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" data-original-height="720" data-original-width="872" height="165" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqcIT_Ii-iuINnguLXXpT-MAJQl_oEvjz0rFugIiV8r8t6x-dEWkRa7eDDmrjKFv27W0RiWqHo-JwfWsZuzhFMNMDrBDAfuk_ct1LwIe3tzv8VuRxPXNxwzU8WUlrdyXyJBCj85eL8J48o/s200/bfbaluyut.jpg" style="background-attachment: initial; background-clip: initial; background-image: initial; background-origin: initial; background-position: initial; background-repeat: initial; background-size: initial; border: 1px solid rgb(238, 238, 238); box-shadow: rgba(0, 0, 0, 0.1) 1px 1px 5px; padding: 5px; position: relative;" width="200" /></a></div>
<div style="margin: 0px;">
<a href="https://ph.linkedin.com/in/bfbaluyut" style="background-color: white;"><span style="color: blue;">CRB Benedict Baluyu</span></a><a href="https://ph.linkedin.com/in/bfbaluyut" style="background-color: white;"><span style="color: blue;">t</span></a><span style="background-color: white;"> is
a professional real estate broker, real estate appraiser and associate
of C. F. Baluyut Realty. He is currently the Vice President for External
Affairs, Real Estate Brokers Association of the Philippines, Inc.
(REBAP) - Pampanga Chapter. You can get in touch with him at </span><span style="background-color: white;"><a href="https://www.cfbaluyutrealty.com/p/home.html">h</a><a href="https://www.cfbaluyutrealty.com/p/home.html">ttps://www.cfbaluyutrealty.com</a></span><span style="background-color: white;">.</span></div>
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<div dir="ltr" style="text-align: left;" trbidi="on"><br /> </div><div dir="ltr" style="text-align: left;" trbidi="on">Other related articles:</div><div dir="ltr" style="text-align: left;" trbidi="on"> </div><div dir="ltr" style="text-align: left;" trbidi="on"><a href="https://www.cfbaluyutrealty.com/2020/09/why-you-need-estate-planning-now.html" target="_blank">Why You Need Estate Planning Now! </a><br /></div><div dir="ltr" style="text-align: left;" trbidi="on"><a href="https://www.cfbaluyutrealty.com/2020/07/technical-descriptions-of-tct-how-this.html" target="_blank">Technical Descriptions of TCT: How this is important and vital on your Real Estate Transaction</a></div><div dir="ltr" style="text-align: left;" trbidi="on"> </div><div dir="ltr" style="text-align: left;" trbidi="on"> </div><div dir="ltr" style="text-align: left;" trbidi="on"> </div><div dir="ltr" style="text-align: left;" trbidi="on">Copyright 2004 - 2020 C. F. Baluyut Realty | Real Estate in Pampanga, Philippines. All Rights Reserved.</div><p> </p>askforzonhttp://www.blogger.com/profile/15026834381526412080noreply@blogger.comtag:blogger.com,1999:blog-7825733105865273256.post-29068497294991424362020-10-30T11:50:00.002+08:002020-11-23T07:39:39.868+08:00Case Study of Socialized Housing Properties: Can You Sell Your Property Or Not?<div dir="ltr" style="text-align: justify;" trbidi="on"><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/vpT2x8R67J23G-R4W6EYY5LOwLXUfWTmjEKdd0AmePVV5978pRkyO31SMCh36a0BVteDK_UKQRXHLNu_WDFHabSGw-tW5CuBupfbPjzAUPpd_DT3ZPjlt32toVXxumty3UyzevYnKg=s800" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="533" data-original-width="800" height="363" src="https://1.bp.blogspot.com/vpT2x8R67J23G-R4W6EYY5LOwLXUfWTmjEKdd0AmePVV5978pRkyO31SMCh36a0BVteDK_UKQRXHLNu_WDFHabSGw-tW5CuBupfbPjzAUPpd_DT3ZPjlt32toVXxumty3UyzevYnKg=w546-h363" width="546" /></a></div><br />Recently, we have see the trends of people selling their old homes
located in NHA housing projects provided by the national government
through <a href="http://nha.gov.ph/" rel="nofollow" target="_blank">National Housing Authority</a> for free and have decided to "sell off their rights" on the said properties because the original owners have died out and have given their rights to their heirs. <span style="text-align: justify;">However,
heirs of the deceased sometimes would care less to stay on those old
neighborhoods they grew up and have relocated or decide to move out and
live in exclusive subdivisions or other residential estates due to their
economic migration and the change of their lifestyles or have
permanently moved out of the country particularly people who have
garnered success in their fields or careers.</span></div><div dir="ltr" style="text-align: justify;" trbidi="on"> <span><a name='more'></a></span></div><div dir="ltr" style="text-align: justify;" trbidi="on"><b> </b></div><div dir="ltr" style="text-align: justify;" trbidi="on"><b>Question: </b></div><div dir="ltr" style="text-align: justify;" trbidi="on"> </div><div dir="ltr" style="text-align: justify;" trbidi="on">My parents (Mr. & Mrs. L.) are both beneficiary of a house with a 100 square meter lot area from a National Housing Authority (NHA) located in Pampanga. They were victims of Mt. Pinatubo eruption in 1990s and have left our town and resettled in a much safer place in the same province. Since my father passed away in 2006 and they (mother and one sibling and her immediate family) had been living in that home since they relocated in 1998. However, they have relocated again in Cebu City in 2015 including my mother due to my sister's work assignment with a multi-national company. The place was attended by one of my sibling (younger brother) who lived there in my parents' old home but he recently passed away due to his lingering illness a few months ago. Although, I live in the United States at the moment and have built my life and family there. With the ongoing pandemic, we had scheduled a teleconferencing with my other siblings and my mom who have relocated in Cebu City have a frutiftul discussion on the intention of <a href="https://www.cfbaluyutrealty.com/p/our-services.html" target="_blank">selling the property</a> after a long discussion during my brother's demise. What can we do?<br /></div><div dir="ltr" style="text-align: justify;" trbidi="on"> <span><!--more--></span><b>Answer: </b></div><div dir="ltr" style="text-align: justify;" trbidi="on"> </div><div dir="ltr" style="text-align: left;" trbidi="on"><div style="text-align: justify;">Based on our initial investigation (<a href="https://www.cfbaluyutrealty.com/p/our-services.html" target="_blank">due diligence on the documents provided</a>) on the disposition of this property with NHA, It show it is not yet
transferred under the names of the awardees (spouses Mr. & Mrs. L.) and has to undergo
extrajudicial settlement process before transferring the full ownership to the wife and children because Mr L. died in 2006 while Mrs. L is still alive at age of 90 as of this writing and were given certificate of allocation in 2004 about two years before the demise of Mr. L. <br /></div><div style="text-align: justify;"> </div><div style="text-align: justify;">In the Republic Act No 10884 supersedes Republic No 7279, states that properties <b>CANNOT BE SOLD</b> outright after being awarded the said parcel of land and improvements to the intended beneficiary by the national government through National Housing Authority, a government agency handling socialized housing for the poor. </div><div style="text-align: justify;"><b><i> </i></b></div><div style="text-align: justify;"><b><i>From: Republic Act No. 7279</i></b></div><div style="text-align: justify;"><b><i> <br /></i></b></div><div style="text-align: justify;"><b><i>"Sec. 14. Limitations on the Disposition of Lands for Socialized Housing. — No
land for socialized housing, including improvements or rights thereon, shall be
sold, alienated, conveyed, encumbered or leased by any beneficiaries as
determined by the government agency concerned.
Should the beneficiary unlawfully sell, transfer, or otherwise dispose of his lot
or any right thereon, the transaction shall be null and void. He shall also lose
his right to the land, forfeit the total amortization paid thereon, and shall be
barred from the benefits under this Act for a period of ten (10) years from the
date of violation.
In the event the beneficiary dies before full ownership of the land is vested on
him, transfer to his heirs shall take place only upon their assumption of his
outstanding obligations. In case of failure by the heirs to assume such
obligations, the land shall revert to the Government for disposition in
accordance with this Act." </i></b></div><div style="text-align: justify;"><b><i><br /></i></b></div><div style="text-align: justify;">However, there are certain technical loopholes that can be made like a prescriptive period as stated on this law of <u><b>10 years after release of transfer of certificate of title to the awardees (if they have applied immediately after they were granted the full rights to stay through legal ownership in the possession of a transfer certificate of title) given by the NHA as private owners and stayed there in that period</b></u>. After the prescriptive period of more than 10 years or so after release of transfer certificate of title that it can only be transferred/conveyed to new owners (heirs of the awardees) or if in some cases sold thereof to other would be buyers. <br /></div><div style="text-align: justify;"><b><br /></b></div><div style="text-align: justify;">Currently, the property is under discussion again with the heirs and Mrs. L at the time of this writing. If only it that the certificate of award given in 2004 was transferred say in 2005 there won't be no legal implications to worry about. In the mean time, we will do a further follow up on this case. <br /></div><div style="text-align: justify;"><b><i><br /></i></b></div><div style="text-align: justify;"><b><i>NEED ASSISTANCE IN YOUR PROPERTY PROBLEMS? Give us a call at (045) 961-5936 or contact us through this <a href="https://www.cfbaluyutrealty.com/p/contact-us.html" target="_blank">link</a>. <br /></i></b></div><div style="text-align: justify;"><b><i> </i></b></div><div style="text-align: justify;"><b><i> </i></b></div><div style="text-align: justify;"><b><i>Sources:</i></b></div><div style="text-align: justify;"><b><i> </i></b></div><div style="text-align: justify;"><b><i>Republic Act No. 7279 <a href="http://shorturl.at/atzMZ">shorturl.at/atzMZ</a><br /></i></b></div><div style="text-align: justify;"><b><i>Republic Act No. 10884: <a href="http://shorturl.at/alIO5">shorturl.at/alIO5</a><br /></i></b></div><div style="text-align: justify;"><b><i>Photo Credit: <a href="http://shorturl.at/hoFJS">Philippine Star / Boy Santos</a><br /></i></b></div><div style="text-align: justify;"><b><i><br /></i></b></div><div style="text-align: justify;"></div><div style="text-align: justify;"></div><div style="text-align: justify;"></div><div style="text-align: justify;"></div><div style="text-align: justify;"></div><div style="text-align: justify;"><br /><b><i><b style="background-color: white;"><span style="font-family: inherit;">About the Writer</span></b><br />
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<div style="text-align: justify;">
<span style="background-color: white; color: blue; text-align: justify;"> <a href="https://ph.linkedin.com/in/bfbaluyut" style="background-color: white; text-align: justify;" target="_blank">CRB Benedict Baluyut</a></span><span style="background-color: white; text-align: justify;"> is
a professional real estate broker, real estate appraiser and associate
of C. F. Baluyut Realty. He is currently the Vice President for External
Affairs, Real Estate Brokers Association of the Philippines, Inc.
(REBAP) - Pampanga Chapter. You can get in touch with him at </span><span style="background-color: white; text-align: justify;"><a href="https://www.cfbaluyutrealty.com/p/home.html">h</a><a href="https://www.cfbaluyutrealty.com/p/home.html">ttps://www.cfbaluyutrealty.com</a></span><span style="background-color: white; text-align: justify;">.</span></div>
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</div><div style="text-align: justify;"><div style="text-align: justify;"><b>Other articles to read:</b></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">What You Should Know About Estate Settlement <a href="https://bit.ly/33fWUzV">https://bit.ly/33fWUzV</a></div><div style="text-align: justify;">Why Should Avail Your Tax Amnesty For Your Real Estate Properties <a href="https://bit.ly/3n6ItWP">https://bit.ly/3n6ItWP</a></div><div><br /><br /></div>
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Benhttp://www.blogger.com/profile/17166171156574167917noreply@blogger.comtag:blogger.com,1999:blog-7825733105865273256.post-63732570239508142602020-10-23T08:00:00.015+08:002020-11-25T07:04:36.558+08:00SOLD: 294 square meter vacant lot at Richtown 1 Subdivision, Sindalan, CSFP (RS-013-2020<div><p style="text-align: justify;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/MCJ4bBKNJ83V8rFKo6YumbXVaj34lFNOXmYmugOEkU4Qk_K5ij479o_CWyKuFPgVkPU7vPgASJFFHEAW40HlSNHXAaxKgzIVLmf4cuwf-oKzh4KyWLoO_KQUqJ_oTHmzc_Sc-fDzHQ=s2400" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1800" data-original-width="2400" height="336" src="https://1.bp.blogspot.com/MCJ4bBKNJ83V8rFKo6YumbXVaj34lFNOXmYmugOEkU4Qk_K5ij479o_CWyKuFPgVkPU7vPgASJFFHEAW40HlSNHXAaxKgzIVLmf4cuwf-oKzh4KyWLoO_KQUqJ_oTHmzc_Sc-fDzHQ=w448-h336" width="448" /></a></div><br /></div><div style="text-align: justify;">This property is situated in Richtown 1, Sindalan, City of San Fernando, Pampanga. It is totally safe neighborhood within secure location. The community living here is peaceful with less noise pollution although it is close to McArthur Highway which is 200 meters away. The property is a walking distance to the amenity area particularly the club house and basketball court of the subdivision. </div><p style="text-align: justify;"><br /></p><p style="text-align: justify;"><span></span></p><a name='more'></a> <p></p><p style="text-align: justify;">Property Type: Vacant Lot</p><p style="text-align: justify;">Property Use: Residential</p><p style="text-align: justify;">Lot Area: 294 square meters</p><p>Other description(s):</p><ul style="text-align: left;"><li>Afternoon Sun</li><li>Key Lot (Tumbok na Lote)</li><li><strike>Price: P 10,000 per square meters (Negotiable)</strike><br /></li><li><strike>Payment Option: CASH only </strike><br /></li></ul><p> THIS PROPERTY IS SOLD (11-24-2020)<br /></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/b1AA8kCtMgMeo9tEa_rFPQt8idFaCEBO9dSelksUnIv95dwZeJH3yPZodEtHtbpJJ1y7wGhyZSj9z_tfd5dhczhTXViX59RStLKgqEzQptu7MxEO_uP-lCNdyeWaVGu15YCDlizctg=s2400" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1800" data-original-width="2400" height="368" src="https://1.bp.blogspot.com/b1AA8kCtMgMeo9tEa_rFPQt8idFaCEBO9dSelksUnIv95dwZeJH3yPZodEtHtbpJJ1y7wGhyZSj9z_tfd5dhczhTXViX59RStLKgqEzQptu7MxEO_uP-lCNdyeWaVGu15YCDlizctg=w490-h368" width="490" /></a></div><br /><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/74KbFw4suyw9e8HXZhScvhjkjIxxa7y8jatugY64qnSTBAHG028nGjjiV39U0uJ7fmPcoITMrZoWvoiWax7F14og8QTtSE1i8XP3CsR2jfFD2nQYDJN2MY4rYpuHfu8GMBSJn4W5Vw=s3106" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="3106" data-original-width="2400" height="531" src="https://1.bp.blogspot.com/74KbFw4suyw9e8HXZhScvhjkjIxxa7y8jatugY64qnSTBAHG028nGjjiV39U0uJ7fmPcoITMrZoWvoiWax7F14og8QTtSE1i8XP3CsR2jfFD2nQYDJN2MY4rYpuHfu8GMBSJn4W5Vw=w461-h531" width="461" /></a></div><p style="text-align: justify;">C. F. Baluyut Realty provides best real estate properties in Pampanga and other parts of Central Luzon. Covers wide ranges of properties from residential, commercial, industrial and agricultural properties for sale. For more information and actual viewing of the property by sending us a pm through our <a href="https://www.facebook.com/PampangaRealEstate" target="_blank">Facebook page</a> or contact us in this <a href="https://www.cfbaluyutrealty.com/p/contact-us.html" target="_blank">link</a>.</p><p> </p><div style="text-align: justify;">Benedict Baluyut </div><div style="text-align: justify;">Real Estate Broker</div><div style="text-align: justify;">PRC License No. 0008358</div><div style="text-align: justify;">Mobile No. 09175100734 <br /></div><p style="text-align: left;"><br /></p><p>Copyright 2004 - 2020 C. F. Baluyut Realty | Real Estate in Pampanga, Philippines. All Rights Reserved.</p>Benhttp://www.blogger.com/profile/17166171156574167917noreply@blogger.comSan Fernando, Pampanga, Philippines15.0593937 120.6567054-13.250840136178846 85.5004554 43.369627536178847 155.81295540000002