How to Determine Your Household or Personal Disposable Income

In our previous article on Inside Real Estate:  Can You Really Afford the Monthly Mortgage? posted in September 2 2019. We will  discuss details on Household Disposable Income or Personal Disposable Income.

We know that financing your loans is very crucial in acquiring your "dream home". However, a borrower should consider the risk in buying a property against problems like foreclosure in the future.

Inside Real Estate: Can You Really Afford the Monthly Mortgage?

If yes, these are what you need to know first before making any drastic and tedious decisions because buying a real estate takes a lot of your finances and you should keep them in order for you to pay it regularly at the same time take pride in owning your very own home or your investment property. Therefore, it is imperative that studying first your personal finances, making decision with your husband or wife plus other expenses your family incur daily.

The Impact of Earthquakes and Natural Calamities in the Real Estate Industry (Part 2)

Pacific Ring of Fire - Wikipedia

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In review of the Philippine geographic settings, our country sits in the middle of the typhoon alley where these storms coming from the Pacific Ocean hit first areas like the Philippines all year round specifically during the monsoon (rainy season) times. The two very devastating storms that affected us were Ondoy which severely affected Metro Manila and parts of Northern Luzon putting a halt into everyday lives of the residents of the affected areas. Other than that Typhoon Yolanda which is considered the worst at that time devastated a lot from infrastructure, agriculture, livelihood and lives of the townsfolk of the Visayas region.   

Based on the reports of UN, the Philippines is highly prone to natural disasters from earthquakes and volcanic eruptions due to its location in the Pacific Belt Ring of Fire zone where we are affected like countries that sit on this like for example Japan, Western Coast of United States (including Hawaii), Canada, Eastern Russia, Mexico, Peru, Chile and other countries that are located within the Pacific Ring of Fire.